St. Clair County property record for 3 2nd St, Yale, MI 48097
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,459 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $149,900 (Sep 2022) |
| Tax Bill | $3,154 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Sep 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-08-670-0024-000 |
| Primary APN | 74-08-670-0024-000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,459 sqft Living Area |
| 1st Floor Area | 1,011 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 2ND ST |
|---|---|
| City | YALE |
| State | MI |
| Zip | 48097-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLK 3 PLAT OF REED & MC NUTTS ADDITION TO THE VILLAGE OF BROCKWAY CENTER |
| Legal Subdivision | PLAT OF REED & MC NUTTS ADD |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | YALE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 655100 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 2ND ST, YALE, MI 48097-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHOICEONE BANK |
| Sep 21, 2022 | Warranty Deed, Transfer TRANSNATION TITLE AGENCY |
| Nov 30, 2020 | Grant Deed, Transfer TRANSNATION TITLE AGENCY |
| May 30, 2017 | Warranty Deed, Transfer NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2022 · Amount on Record |
| Deed Sale | Sep 21, 2022 · Amount on Record |
| Prior Sale | Sep 21, 2022 · Amount on Record |
| Deed Document Number | 202221814 |
| Deed Book / Page | 5562 / 957 |
| Prior Transfer Date | Jan 30, 2009 |
| Prior Transfer Doc | 003909/848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 21, 2022 |
| Property Address | 3 2ND ST, YALE, MI 48097-2806 |
| Document Number | 0005562957 |
| Book / Page | 5562 / 957 |
| Map Reference | LB 4 PG 34 |
| Instrument Date | Aug 26, 2022 |
| Instrument | 2022021814 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 2ND ST, 3, YALE, MI 48097-2806 |
| Name | Verified Name |
|---|---|
| Address | 3 2ND ST, YALE, MI 48097-2806 |
| Document Number | 0005558885 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 5558/885 |
| Instrument | 2022020792 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, MI 49345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Sep 21, 2022 |
| Property Address | 3 2ND ST, YALE, MI 48097-2806 |
| Document Number | 0005562955 |
| Book / Page | 5562 / 955 |
| Map Reference | LB 4 PG 34 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 2022021813 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2022 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $690.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12291 HILL RD, 12291, RILEY, MI 48041-1813 |
| Name | Verified Name |
|---|---|
| Address | 8961 SROCKWAY, YALE, MI 48097 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Nov 30, 2020 |
| Property Address | 3 2ND ST, YALE, MI 48097-2806 |
| Document Number | 0052790775 |
| Book / Page | 005279 / 000775 |
| Instrument Date | Oct 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | TRANSNATION TITLE AGENCY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8961 BROCKWAY RD YALE MI 480974803, YALE, MI 48097-4803 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 30, 2017 |
| Property Address | 3 2ND ST, YALE, MI 48097-2806 |
| Document Number | 0048350115 |
| Book / Page | 004835 / 000115 |
| Instrument Date | Apr 28, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2523 LOCUST ST PORT HURON MI 480604120, PORT HURON, MI 48060-4120 |
| Document Number | 48350116 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 004835/000116 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 29, 2047 |
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | Yale City |
| Unified School District | Yale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,700 (+5.94%) | $153,400 (+5.94%) | |
| 2025 | $3,154.00 (+4.02%) Homeowner's exemption | $72,400 (+17.15%) | |
| 2024 | $3,032.00 (+38.07%) | $144,800 (+17.15%) | |
| 2023 | $61,800 | ||
| 2022 | $2,196.00 | $123,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF YALE serves 1,900 people · EPA ID MI0007230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Apr 2021 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AVS Broadband Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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