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7020 Big Bend Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 7020 Big Bend Dr, Saint Cloud, FL 34771 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,356 sqft · built 2019
Lot Size1.4 acres (61,376 sqft)
Owner2 Individual Names on File
Last Sale$422,300 (Nov 2019)
Tax Bill$5,249 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-26-32-2599-0001-0110

Property Details

APN / Parcel Number

Primary APN18-26-32-2599-0001-0110
Alternative APNs
  • 263218259900010110
  • 103028

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,356 sqft Living Area
Gross Area3,324 sqft
1st Floor Area2,356 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area61,376 sqft (1.4 acres)
Garage TypeAttached
Garage Area529 sqft
PorchFinished/Open Porch
Porch Area439 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address7020 BIG BEND DR
CitySAINT CLOUD
StateFL
Zip34771-7300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBAY LAKE RANCH UNIT THREE PB 4 PG 59-61 LOT 11
Legal Range32E
Legal Township26S
Legal Section18
Legal SubdivisionBAY LAKE RANCH UNIT 3
Legal Tract2599
Legal Block1
Legal Lot Number11
Legal UnitH
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group1
Census Block1008
Census Tract43801

Owner

Source: Osceola County records · APN 18-26-32-2599-0001-0110

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7020 BIG BEND DR, SAINT CLOUD, FL 34771-7300
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Line of Credit
LIBERTY LENDING LLC
Mar 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 05, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2019 · Amount on Record
Deed SaleNov 25, 2019 · Amount on Record
Prior SaleMar 05, 2019 · Amount on Record
Deed Document Number2019153386
Deed Book / Page5629 / 1617
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJun 10, 2026
Property Address7020 BIG BEND DR, SAINT CLOUD, FL 34771-7300
Document Number0000076776
Book / Page6986 / 1477
Instrument DateJun 03, 2026
Instrument202676776
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7020 BIG BEND DR, SAINT CLOUD, FL 34771-7300

Mortgage

Document Number0000076776,
DateJun 10, 2026
Book Page6986/1477
Instrument202676776
Lender
NameLIBERTY LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 29, 2056
Interest
Rate6.37%
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address7020 BIG BEND DR, SAINT CLOUD, FL 34771-7300
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0059191987
DateMar 24, 2021
Book Page5919/1987
Instrument2021044162
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term347 Months
DueFeb 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 05, 2019
Property Address7020 BIG BEND DR, SAINT CLOUD, FL 34771-7300
Document Number0054860031
Book / Page005486 / 000031
Instrument DateFeb 26, 2019
Instrument27618
Transaction TypeTransfer
Record UpdatedMar 19, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$350.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address107 E 13TH ST ST CLOUD FL 347694749, ST CLOUD, FL 34769-4749

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,249.00 (+6.9%) Homeowner's exemption Veteran's exemption$373,352 (+5.99%)$562,300 (+11.28%) Land $108,000 Building $454,300
2023$4,910.00 (+3.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$352,263 (+3%)$505,300 (+21.58%) Land $85,000 Building $420,300
2022$4,725.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$342,003$415,600 Land $68,000 Building $347,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 176 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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