699 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 699 Murray Dr, El Cajon, CA 92020 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,376 sqft · built 1956
Lot Size	0.294 acres (12,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,523 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`487-410-10-00`

Property Details

APN / Parcel Number

Primary APN	`487-410-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,376 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	12,800 sqft (0.294 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	699 MURRAY DR
City	EL CAJON
State	CA
Zip	92020-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 137 TR 002979
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002979
Legal Block	2
Legal Lot Number	137
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	16000

Owner

Source: San Diego County records · APN 487-410-10-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	699 MURRAY DR, EL CAJON, CA 92020-4134
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SAN DIEGO COUNTY CU
Oct 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 1994
Deed Sale	Apr 18, 1994
Deed Document Number	1994255419
Prior Transfer Date	Jan 20, 1994
Prior Transfer Doc	0000120450
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	699 MURRAY DR, EL CAJON, CA 92020-4134
Transaction Type	Mortgage
Record Updated	Nov 03, 2022
Title Company	ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 MURRAY DR, EL CAJON, CA 92020-4134

Mortgage

Document Number	0000412979
Date	Oct 26, 2022
Instrument	2022-0412979

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	699 MURRAY DR, EL CAJON, CA 92020-4134
Transaction Type	Mortgage
Record Updated	Oct 19, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	699 MURRAY DR, EL CAJON, CA 92020-4134

Mortgage

Document Number	0000706862
Date	Oct 11, 2021
Instrument	2021-0706862

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	699 MURRAY DR, EL CAJON, CA 92020-4134
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000535060
Date	Nov 19, 2019
Instrument	2019-0535060

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2044

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$196,000 (+2%) Land $70,229 Building $125,771
2025	$3,523.00 (+14.61%) Homeowner's exemption	$192,157 (+4.04%) Land $68,852 Building $123,305
2023	$3,074.00 (-1.16%) Homeowner's exemption	$184,697 Land $66,179 Building $118,518
2022	$3,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 373 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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