684 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 684 Murray Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1952
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Company Names on Record
Last Sale	$330,000 (Aug 2010)
Tax Bill	$3,964 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`487-400-10-00`

Property Details

APN / Parcel Number

Primary APN	`487-400-10-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	684 MURRAY DR
City	EL CAJON
State	CA
Zip	92020-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 39 TR 002755
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002755
Legal Block	2
Legal Lot Number	39
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	684 MURRAY DR, EL CAJON, CA 92020-4121
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 24, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage USE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2010 · Amount on Record
Deed Sale	Aug 12, 2010 · Amount on Record
Prior Sale	Dec 19, 2003 · Amount on Record
Deed Document Number	2010415612
Prior Transfer Date	Jan 25, 1994
Prior Transfer Doc	0000070933
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	684 MURRAY DR, EL CAJON, CA 92020-4121
Transaction Type	Mortgage
Record Updated	Dec 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	684 MURRAY DR, EL CAJON, CA 92020-4121

Mortgage

Document Number	0000198018
Date	Mar 15, 2021
Instrument	2021-0198018

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 24, 2019
Property Address	684 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000301654
Map Reference	MAP 2755
Instrument Date	Jul 18, 2019
Instrument	2019-0301654
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	684 MURRAY DR, EL CAJON, CA 92020-4121

Mortgage

Document Number	0000301655
Date	Jul 24, 2019
Instrument	2019-0301655

Lender

Name	USE CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,621 (+2%) Land $235,218 Building $210,403
2025	$3,964.00 (+5.85%)	$436,884 (+4.04%) Land $230,606 Building $206,278
2023	$3,745.00 (-0.9%)	$419,921 Land $221,652 Building $198,269
2022	$3,779.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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