694 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 694 Murray Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,408 sqft · built 1952
Lot Size	0.259 acres (11,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jul 2017)
Tax Bill	$11,276 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Jan 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`487-400-11-00`

Property Details

APN / Parcel Number

Primary APN	`487-400-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,408 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,300 sqft (0.259 acres)
Lot Dimensions	110 ft deep x 105 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	694 MURRAY DR
City	EL CAJON
State	CA
Zip	92020-4121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 38 TR 002755
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002755
Legal Block	2
Legal Lot Number	38
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	694 MURRAY DR, EL CAJON, CA 92020-4121
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BLUPEAK CU
Jan 24, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
May 26, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Jun 17, 2019	Deed of Trust, Mortgage · VA Mortgage DITECH FINANCIAL LLC
Jul 27, 2017	Grant Deed, Transfer · VA Mortgage AMERICAN PREFERRED LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017 · Amount on Record
Deed Sale	Jul 27, 2017 · Amount on Record
Prior Sale	Nov 9, 2001 · Amount on Record
Deed Document Number	2017339823
Prior Transfer Date	Sep 23, 2014
Prior Transfer Doc	0000421736
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	694 MURRAY DR, EL CAJON, CA 92020-4121
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	CHICAGO TITLE PIRT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 MURRAY DR, EL CAJON, CA 92020-4121

Mortgage

Document Number	0000277763
Date	Oct 6, 2025
Instrument	2025-0277763

Lender

Name	BLUPEAK CU
Type	Credit Union
Address	SAN DIEGO, CA 92121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	694 MURRAY DR, EL CAJON, CA 92020-4121
Transaction Type	Mortgage
Record Updated	Feb 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 MURRAY DR, EL CAJON, CA 92020-4121

Mortgage

Document Number	0000019747
Date	Jan 24, 2024
Instrument	2024-0019747

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2034

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	694 MURRAY DR, EL CAJON, CA 92020-4121
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	VANTAGE PROPERTY TITLE COMPANY, VANTAGE POINT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	694 MURRAY DR, EL CAJON, CA 92020-4121

Mortgage

Document Number	0000398307
Date	May 26, 2021
Instrument	2021-0398307

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	694 MURRAY DR, EL CAJON, CA 92020-4121
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000233875
Date	Jun 17, 2019
Instrument	2019-0233875

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 27, 2017
Property Address	694 MURRAY DR, EL CAJON, CA 92020-4121
Document Number	0000339823
Map Reference	MAP2755
Instrument Date	Jul 5, 2017
Instrument	2017-0339823
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	694 MURRAY DR, EL CAJON, CA 92020-4121

Mortgage

Document Number	0000339824
Date	Jul 27, 2017
Instrument	2017-0339824

Lender

Name	AMERICAN PREFERRED LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$638,316 (+2%) Land $290,143 Building $348,173
2025	$11,276.00 (+5.55%)	$625,801 (+4.04%) Land $284,454 Building $341,347
2023	$10,683.00 (+1.37%)	$601,502 Land $273,409 Building $328,093
2022	$10,539.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on Murray Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures