683 Murray Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 683 Murray Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,425 sqft · built 1953
Lot Size	0.315 acres (13,700 sqft)
Owner	Company Name on Record
Last Sale	$640,000 (Oct 2019)
Tax Bill	$9,765 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`487-410-12-00`

Property Details

APN / Parcel Number

Primary APN	`487-410-12-00`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,425 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	13,700 sqft (0.315 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	683 MURRAY DR
City	EL CAJON
State	CA
Zip	92020-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 139 TR 002979
Legal Subdivision	GROSSMONT TERRACE
Legal Tract	002979
Legal Block	2
Legal Lot Number	139
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2014
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	683 MURRAY DR, EL CAJON, CA 92020-4134
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 8, 2019	Correction Deed, Transfer LAWYERS TITLE
Oct 8, 2019	Affidavit of Death, Transfer LAWYERS TITLE
Oct 8, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2019 · Amount on Record
Deed Sale	Oct 8, 2019 · Amount on Record
Deed Document Number	2019449449
Last Transfer Date	Sep 10, 2020
Transfer Doc	0000547831
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	683 MURRAY DR, EL CAJON, CA 92020-4134
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	683 MURRAY DR, EL CAJON, CA 92020-4134

Mortgage

Document Number	0000602578
Date	Aug 24, 2021
Instrument	2021-0602578

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2020
Property Address	683 MURRAY DR, EL CAJON, CA 92020-4134
Document Number	0000547831
Instrument Date	Sep 10, 2020
Instrument	547831
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	683 MURRAY DR EL CAJON CA 920204134, EL CAJON, CA 92020-4134

October 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2019
Property Address	683 MURRAY DR, EL CAJON, CA 92020-4134
Document Number	0000449448
Instrument Date	Aug 20, 2019
Instrument	449448
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 VICTORIA GLN ESCONDIDO CA 920257643, ESCONDIDO, CA 92025-7643

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2019
Property Address	683 MURRAY DR, EL CAJON, CA 92020-4134
Document Number	0000449447
Instrument Date	Aug 20, 2019
Instrument	449447
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 VICTORIA GLN ESCONDIDO CA 920257643, ESCONDIDO, CA 92025-7643

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2019
Property Address	683 MURRAY DR, EL CAJON, CA 92020-4134
Document Number	0000449449
Instrument Date	Aug 2, 2019
Instrument	449449
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	683 MURRAY DR EL CAJON CA 920204134, EL CAJON, CA 92020-4134

Mortgage

Document Number	449450
Date	Oct 8, 2019
Instrument	449450

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 7, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$713,924 (+2%) Land $311,385 Building $402,539
2025	$9,765.00 (+5.44%)	$699,927 (+4.04%) Land $305,280 Building $394,647
2023	$9,261.00 (+3.11%)	$672,750 Land $293,427 Building $379,323
2022	$8,982.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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