San Luis Obispo County property record for 699 Main St, Cambria, CA 93428
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,059 sqft · built 2001 |
| Lot Size | 0.149 acres (6,475 sqft) |
| Owner | Company Name on Record |
| Last Sale | $565,000 (Jul 2021) |
| Tax Bill | $7,044 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-093-033 |
| Primary APN | 022-093-033 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,059 sqft Gross Area |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Lot Area | 6,475 sqft (0.149 acres) |
| Terrain | Steep |
| Street Address | 683 MAIN ST, A |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2341 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CR |
| Legal Description | CAM PINES U3 BL 29 LTS 55,56 & PTN OF RD |
| Legal Subdivision | CAMBRIA PINES 03 |
| Legal Block | 29 |
| Legal Lot Number | 55,56 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 6023 LOS RANCHOS RD, SAN LUIS OBISPO, CA 93401-8249 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Deed Document Number | 202149165 |
| Prior Transfer Date | Mar 24, 2003 |
| Prior Transfer Doc | 0000085411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 14, 2021 |
| Property Address | 699 MAIN ST, CAMBRIA, CA 93428 |
| Document Number | 0000049165 |
| Map Reference | MB 3 PG 110 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021049165 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 6027 LOS RANCHOS RD, SAN LUIS OBISPO, CA 93401-8249 |
| Document Number | 0000049166 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | 2021049166 |
| Name | COMMUNITY WEST BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $611,572 (+2%) Land $232,722 Building $378,850 | |
| 2025 | $7,044.00 (+4.28%) | $599,581 (+4.04%) Land $228,159 Building $371,422 |
| 2023 | $6,755.00 (+2.09%) | $576,300 Land $219,300 Building $357,000 |
| 2022 | $6,617.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 72% of California |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband.
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