San Luis Obispo County property record for 604 Main St, Cambria, CA 93428
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,321 sqft · built 1929 |
| Lot Size | 0.156 acres (6,797 sqft) |
| Owner | Company Name on Record |
| Last Sale | $565,000 (Dec 2014) |
| Tax Bill | $7,976 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 022-122-038 |
| Primary APN | 022-122-038 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,069 sqft Gross Area |
| 1st Floor Area | 2,069 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 6,797 sqft (0.156 acres) |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Street Address | 604 MAIN ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2347 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CR |
| Legal Description | CAM PINES U7 LTS 43, 44, PTN LT 116 & PTN RD |
| Legal Subdivision | CAMBRIA PINES 07 |
| Legal Block | 1 |
| Legal Lot Number | 43 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 604 MAIN ST, CAMBRIA, CA 93428-2347 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2014 · Amount on Record |
| Deed Sale | Dec 4, 2014 · Amount on Record |
| Prior Sale | Mar 1, 2004 · Amount on Record |
| Deed Document Number | 201451301 |
| Prior Transfer Date | Nov 5, 2003 |
| Prior Transfer Doc | 0000015624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 604 MAIN ST, CAMBRIA, CA 93428-2347 |
| Document Number | 0000048698 |
| Instrument Date | Nov 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 604 MAIN ST CAMBRIA CA 934282347, CAMBRIA, CA 93428-2347 |
| Document Number | 0000048698 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 48698 |
| Name | RABOBANK |
|---|---|
| Type | Bank |
| Address | CAMBRIA, CA 93428 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $692,619 (+2%) Land $490,351 Building $202,268 | |
| 2025 | $7,976.00 (+4.26%) | $679,039 (+4.04%) Land $480,737 Building $198,302 |
| 2023 | $7,650.00 (+2.11%) | $652,672 Land $462,070 Building $190,602 |
| 2022 | $7,492.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband.
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