712 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 712 Main St, Cambria, CA 93428 · Last verified October 2025

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,520 sqft · built 1988
Lot Size	0.045 acres (2,000 sqft)
Owner	Company Name on File
Tax Bill	$5,035 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone AE (high risk)
APN	`022-122-006`

Property Details

APN / Parcel Number

Primary APN	`022-122-006`

Interior

Building Area	1,520 sqft Total Area

Exterior

Year Built	Built 1988
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,000 sqft (0.045 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	712 MAIN ST
City	CAMBRIA
State	CA
Zip	93428-2816
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	CAM PINES U 7 LT 49
Legal Subdivision	CAMBRIA PINES 07
Legal Lot Number	49
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1054
Census Tract	10404

Owner

Source: San Luis Obispo County records · APN 022-122-006

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	712 MAIN ST, CAMBRIA, CA 93428-2816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2020
Deed Sale	Aug 06, 2020
Prior Sale	Dec 18, 2013
Deed Document Number	2020040543
Record Updated	Jun 08, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 06, 2020
Property Address	712 MAIN ST, CAMBRIA, CA 93428-2816
Document Number	0000040543
Instrument Date	Jul 29, 2020
Instrument	40543
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	712 MAIN ST CAMBRIA CA 934282816, CAMBRIA, CA 93428-2816

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,035.00 (+4.48%)	$416,782 (+4.04%) Land $183,874 Building $232,908
2023	$4,819.00 (+2.12%)	$400,600 Land $176,735 Building $223,865
2022	$4,719.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1986–2026)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Jan 2026, rainfall accumulation
Claims By Storm	Severe Winter Storms And Flooding, Feb 1998 · 3 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Wildfire

Wildfire Risk	Low above 38% of the US · above 23% of California
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Radiate Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.