San Luis Obispo County property record for 555 Main St, Cambria, CA 93428
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,620 sqft · built 1989 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Dec 2023) |
| Tax Bill | $6,649 (2025) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 022-072-035 |
| Primary APN | 022-072-035 |
|---|
| Building Area | 1,620 sqft Total Area |
|---|
| Year Built | Built 1989 |
|---|---|
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 2,614 sqft (0.06 acres) |
| Street Address | 555 MAIN ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2340 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CR |
| Legal Description | CAM PINES U 3 PTN BL 30 |
| Legal Subdivision | CAMBRIA PINES |
| Legal Block | 30 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 10404 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1800 AMBER RIDGE WAY, WINDSOR, CA 95492-6634 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2023 · Amount on Record |
| Deed Sale | Dec 29, 2023 · Amount on Record |
| Prior Sale | Aug 4, 2014 · Amount on Record |
| Deed Document Number | 2023038406 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Dec 29, 2023 |
| Property Address | 555 MAIN ST, CAMBRIA, CA 93428-2340 |
| Document Number | 0000038406 |
| Map Reference | MB 3 PG 110 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2023038406 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1800 AMBER RIDGE WAY, WINDSOR, CA 95492-6634 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,649.00 (+24.07%) | $573,357 (+25.98%) Land $252,227 Building $321,130 |
| 2023 | $5,359.00 (+2.12%) | $455,133 Land $288,791 Building $166,342 |
| 2022 | $5,248.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 21 (1986–2026) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Jan 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Verizon.
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