6985 S 400 E, Cutler, IN 46920 Property Records

Carroll County property record for 6985 S 400 E, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,776 sqft · built 1979
Lot Size	2.35 acres (102,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,800 (Aug 2025)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone A (high risk)
APN	`08-14-08-000-014.000-002`

Property Details

APN / Parcel Number

Primary APN	`08-14-08-000-014.000-002`
Alternative APNs	`01678306467` `0022601400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,776 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2004
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	102,366 sqft (2.35 acres)
Terrain	High
Garage Type	Attached
Garage Area	1,240 sqft
Parking Spaces	4 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01678306467
Street Address	6985 S 400 E
City	CUTLER
State	IN
Zip	46920-9454
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	002-26014-00 SSW 8-23-1 2.35AC
Jurisdiction	CARROLL IN
Township / Civil Division	BURLINGTON
Census Block Group	2
Census Block	2081
Census Tract	959900

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6985 S 400 E, CUTLER, IN 46920-9454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2018	Deed of Trust, Mortgage INDUSTRIAL FCU
Oct 12, 2021	Deed of Trust, Mortgage INDUSTRIAL FCU
Dec 17, 2007	Deed of Trust, Mortgage THE HUNTINGTON NATIONAL BANK
Aug 12, 2025	Warranty Deed, Transfer · Conventional Mortgage PURDUE FEDERAL CU
Sep 11, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage INDUSTRIAL FCU
Sep 13, 2016	Warranty Deed, Transfer · Conventional Mortgage SALIN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on Record
Deed Sale	Aug 12, 2025 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	20252216
Prior Transfer Date	Sep 1, 2017
Prior Transfer Doc	2017002843
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	6985 S 400 E, CUTLER, IN 46920-9454
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001142
Date	Apr 16, 2018
Instrument	2018001142

Lender

Name	INDUSTRIAL FCU
Type	Credit Union
Address	LAFAYETTE, IN 47905

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 9, 2028

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	6985 S 400 E, CUTLER, IN 46920-9454
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021003749
Date	Oct 12, 2021
Instrument	2021003749

Lender

Name	INDUSTRIAL FCU
Type	Credit Union
Address	LAFAYETTE, IN 47905

Agreement

Amount	Amount Recorded

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	6985 S 400 E, CUTLER, IN 46920-9454
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00070/0167
Date	Dec 17, 2007
Book Page	70/0167
Instrument	200700005104

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	CUTLER, IN 46920

Agreement

Amount	Amount Recorded

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Aug 12, 2025
Property Address	6985 S 400 E, CUTLER, IN 46920-9454
Document Number	2025002216
Instrument Date	Aug 8, 2025
Instrument	2025002216
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6985 S 400 E, CUTLER, IN 46920-9454

Mortgage

Document Number	2025002217
Date	Aug 12, 2025
Instrument	2025002217

Lender

Name	PURDUE FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Sep 11, 2017
Property Address	6985 S 400 E, CUTLER, IN 46920-9454
Document Number	2017002843
Instrument Date	Sep 1, 2017
Instrument	2017002843
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6985 S 400 E, CUTLER, IN 46920-9454

Mortgage

Document Number	2017002844
Date	Sep 11, 2017
Instrument	2017002844

Lender

Name	INDUSTRIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Sep 13, 2016
Property Address	6985 S 400 E, CUTLER, IN 46920-9454
Document Number	2016003220
Instrument Date	Sep 12, 2016
Instrument	2016003220
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6985 S 400 E, CUTLER, IN 46920-9454

Mortgage

Document Number	2016003221
Date	Sep 13, 2016
Instrument	2016003221

Lender

Name	SALIN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Burlington Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00 (+3.25%) Homeowner's exemption	$284,300 (+24.31%) Land $51,900 Building $232,400	$284,300 (+24.31%) Land $51,900 Building $232,400
2024	$1,200.00 (+6.48%)
2023		$228,700 (+9.74%) Land $43,500 Building $185,200	$228,700 (+9.74%) Land $43,500 Building $185,200
2022	$1,127.00	$208,400 Land $37,900 Building $170,500	$208,400 Land $37,900 Building $170,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Geetingsville Telephone DSL	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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