4950 S 400 E, Cutler, IN 46920 Property Records

Carroll County property record for 4950 S 400 E, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 3,265 sqft · built 1970
Lot Size	1.61 acres (70,305 sqft)
Owner	Individual Name on Record
Last Sale	$208,700 (Jun 2018)
Tax Bill	$1,302 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-31-000-045.000-002`

Property Details

APN / Parcel Number

Primary APN	`08-09-31-000-045.000-002`
Alternative APNs	`01516150909` `0021501600`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,265 sqft Living Area
1st Floor Area	3,265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	70,305 sqft (1.61 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01516150909
Street Address	4950 S 400 E
City	CUTLER
State	IN
Zip	46920-9419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	002-15016-00 BURLINGTON HEIGHTS LOT 16
Legal Subdivision	BURLINGTON HEIGHTS
Legal Lot Number	16
Jurisdiction	CARROLL IN
Township / Civil Division	BURLINGTON
Census Block Group	1
Census Block	1054
Census Tract	959900

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4950 S 400 E, CUTLER, IN 46920-9419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FARMERS BANK & TRUST
Jan 28, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 1, 2018	Intrafamily Transfer, Transfer COLUMBIA TITLE, COLUMBIA TITLE INC
Jun 1, 2018	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on Record
Deed Sale	Jun 1, 2018 · Amount on Record
Prior Sale	Jun 5, 1996 · Amount on Record
Deed Document Number	20181691
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4950 S 400 E, CUTLER, IN 46920-9419
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001877
Date	May 25, 2021
Instrument	2021001877

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 23, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4950 S 400 E, CUTLER, IN 46920-9419
Transaction Type	Mortgage
Record Updated	Feb 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000321
Date	Jan 28, 2021
Instrument	2021000321

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Apr 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4950 S 400 E, CUTLER, IN 46920-9419
Transaction Type	Mortgage
Record Updated	Mar 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000544
Date	Feb 18, 2020
Instrument	2020000544

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Jun 1, 2018
Property Address	4950 S 400 E, CUTLER, IN 46920-9419
Document Number	2018001690
Map Reference	MB 4 PG 15
Instrument Date	Jun 1, 2018
Instrument	2018001690
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 S 400 E, CUTLER, IN 46920-9419

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Jun 1, 2018
Property Address	4950 S 400 E, CUTLER, IN 46920-9419
Document Number	2018001691
Map Reference	MB 4 PG 15
Instrument Date	May 24, 2018
Instrument	2018001691
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 S 400 E, CUTLER, IN 46920-9419

Mortgage

Document Number	2018001692
Date	Jun 1, 2018
Instrument	2018001692

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Burlington Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,302.00 (+5.43%) Homeowner's exemption	$300,000 (+28.42%) Land $47,200 Building $252,800	$300,000 (+28.42%) Land $47,200 Building $252,800
2024	$1,235.00 (+3.61%)
2023		$233,600 (+10.45%) Land $39,600 Building $194,000	$233,600 (+10.45%) Land $39,600 Building $194,000
2022	$1,192.00	$211,500 Land $34,400 Building $177,100	$211,500 Land $34,400 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on S 400 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures