6189 S 400 E, Cutler, IN 46920 Property Records

Carroll County property record for 6189 S 400 E, Cutler, IN 46920

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,680 sqft · built 1932
Lot Size	80 acres (3,484,800 sqft)
Owner	Individual Name on File
Last Sale	$307,230 (Jan 2026)
Tax Bill	$2,299 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-07-000-009.000-002`

Property Details

APN / Parcel Number

Primary APN	`08-14-07-000-009.000-002`
Alternative APNs	`01798059580` `0022500900`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	2,520 sqft
Basement Area	840 sqft
Finished Basement	840 sqft

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Roof Material	Metal
Lot Area	3,484,800 sqft (80 acres)
Granary	Granary

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	01798059580
Street Address	6189 S 400 E
City	CUTLER
State	IN
Zip	46920-9498
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	002-25009-00 E2 SE4 7-23-1 80 AC
Jurisdiction	CARROLL IN
Township / Civil Division	BURLINGTON
Census Block Group	2
Census Block	2031
Census Tract	959900

Owner

6189 S 400 E, a rural home, is owned by an individual who acquired it in February 2026.

Source: Carroll County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	105 W 1ST ST, FOWLER, IN 47944-1012
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Transfer on Death Deed, Transfer
Mar 2, 2026	Intrafamily Transfer, Transfer
Jan 29, 2026	Deed, Transfer FIRST FARMERS BANK & TRUST
Jan 29, 2026	Deed, Transfer · Commercial Mortgage FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2026 · Amount on File
Deed Sale	Jan 29, 2026 · Amount on File
Prior Sale	Jan 29, 2026 · Amount on File
Deed Document Number	2026335
Last Transfer Date	Feb 16, 2026
Transfer Doc	0000000573
Record Updated	Sep 20, 2026

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARROLL IN
Recording Date	Mar 2, 2026
Property Address	6189 S 400 E, CUTLER, IN 46920-9498
Document Number	2026000574
Instrument Date	Feb 24, 2026
Instrument	2026000574
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	105 W 1ST ST, FOWLER, IN 47944-1012

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL IN
Recording Date	Mar 2, 2026
Property Address	6189 S 400 E, CUTLER, IN 46920-9498
Document Number	2026000573
Instrument Date	Feb 16, 2026
Instrument	2026000573
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2646 PEBBLE AVE, NORTH PORT, FL 34286-7794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 W 1ST ST, FOWLER, IN 47944-1012

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL IN
Recording Date	Jan 29, 2026
Property Address	6189 S 400 E, CUTLER, IN 46920-9498
Document Number	2026000332
Instrument Date	Jan 27, 2026
Instrument	2026000332
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3152 S 500 E, BRINGHURST, IN 46913-9520

Mortgage

Document Number	2026000333
Date	Jan 29, 2026
Instrument	2026000333

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2046

Interest

Rate Type	Adjustable Rate

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL IN
Recording Date	Jan 29, 2026
Property Address	6189 S 400 E, CUTLER, IN 46920-9498
Document Number	2026000335
Instrument Date	Jan 27, 2026
Instrument	2026000335
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2646 PEBBLE AVE, NORTH PORT, FL 34286-7794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6094 4 300 E, WILER, IN 46420

Mortgage

Document Number	2026000336
Date	Jan 29, 2026
Instrument	2026000336

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 6189 S 400 E was $2,299, down 5.5% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Burlington Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,299.00 (-5.55%)	$257,900 Land $168,900 Building $89,000	$257,900 Land $168,900 Building $89,000
2024	$2,434.00
2023		$223,800 (+18.29%) Land $152,800 Building $71,000	$223,800 (+18.29%) Land $152,800 Building $71,000
2022	$2,019.00	$189,200 Land $123,500 Building $65,700	$189,200 Land $123,500 Building $65,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6189 S 400 E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2003–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2013 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6189 S 400 E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Geetingsville Telephone DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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