4840 S 400 E, Cutler, IN 46920 Property Records

Carroll County property record for 4840 S 400 E, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1973
Lot Size	1.74 acres (75,968 sqft)
Owner	Individual Name on Record
Last Sale	$302,500 (Jul 2018)
Tax Bill	$1,450 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-09-31-000-043.000-002`

Property Details

APN / Parcel Number

Primary APN	`08-09-31-000-043.000-002`
Alternative APNs	`01736195092` `0021501400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	3,700 sqft
Basement Area	1,850 sqft
Finished Basement	1,850 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Stone
Roof Material	Asphalt
Lot Area	75,968 sqft (1.74 acres)
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area
Gazebo	Gazebo

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01736195092
Street Address	4840 S 400 E
City	CUTLER
State	IN
Zip	46920-9415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	002-15014-00 BURLINGTON HEIGHTS LOT 14
Legal Subdivision	BURLINGTON HEIGHTS
Legal Lot Number	14
Jurisdiction	CARROLL IN
Township / Civil Division	BURLINGTON
Census Block Group	1
Census Block	1054
Census Tract	959900

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4840 S 400 E, CUTLER, IN 46920-9415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jan 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2018	Deed, Transfer · VA Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	20182339
Prior Transfer Date	Mar 3, 2015
Prior Transfer Doc	2015001435
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4840 S 400 E, CUTLER, IN 46920-9415
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PLEASANT VALLEY AVE 3, 3, MOUNT LAUREL, NJ 08054-1210

Mortgage

Document Number	2021000197
Date	Jan 19, 2021
Instrument	2021000197

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Nov 1, 2048

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4840 S 400 E, CUTLER, IN 46920-9415
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000227
Date	Jan 20, 2020
Instrument	2020000227

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	STRATFORD, NJ 08084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Oct 1, 2048

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL IN
Recording Date	Jul 30, 2018
Property Address	4840 S 400 E, CUTLER, IN 46920-9415
Document Number	2018002339
Map Reference	DOC69-1499
Instrument Date	Jul 12, 2018
Instrument	2018002339
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4840 S 400 E, CUTLER, IN 46920-9415

Mortgage

Document Number	2018002340
Date	Jul 30, 2018
Instrument	2018002340

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 10, 2048

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Burlington Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,450.00 (+5%) Homeowner's exemption	$328,400 (+21.58%) Land $48,000 Building $280,400	$328,400 (+21.58%) Land $48,000 Building $280,400
2024	$1,381.00 (-4.23%)
2023		$270,100 (+10.15%) Land $40,300 Building $229,800	$270,100 (+10.15%) Land $40,300 Building $229,800
2022	$1,442.00	$245,200 Land $35,000 Building $210,200	$245,200 Land $35,000 Building $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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