696 Pine Mountain Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 696 Pine Mountain Rd, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,412 sqft · built 2000
Lot Size	0.406 acres (17,700 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Apr 2026)
Tax Bill	$2,094 (2025)
Deeds & Mortgages	Jul 2025 Line of Credit Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03 98 1 23D`

Property Details

APN / Parcel Number

Primary APN	`03 98 1 23D`
Alternative APN	`169169`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,412 sqft Heated Area
Gross Area	2,734 sqft
1st Floor Area	1,412 sqft
Basement Area	1,174 sqft
Finished Basement	554 sqft
Unfinished Basement	620 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,700 sqft (0.406 acres)
Lot Dimensions	177 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	169169
Street Address	696 PINE MOUNTAIN RD
City	HUDSON
State	NC
Zip	28638-9311
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1993 PG 1769 YR 20 ST 376.00
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	2
Census Block	2024
Census Tract	30600

Owner

Source: Caldwell County records · APN 03 98 1 23D

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	696 PINE MOUNTAIN RD, HUDSON, NC 28638-9311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Apr 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 21, 2020	Warranty Deed, Transfer · Conventional with PMI HOMESIDE FIN'L
Jul 21, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2026 · Amount on Record
Deed Sale	Apr 20, 2026 · Amount on Record
Prior Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	202610117984
Deed Book / Page	2162 / 1539
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	696 PINE MOUNTAIN RD, HUDSON, NC 28638-9311
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 PINE MOUNTAIN RD, HUDSON, NC 28638-9311

Mortgage

Document Number	0021410273
Date	Jul 29, 2025
Book Page	2141/273
Instrument	10109265

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	1351 NORWOOD ST SW, LENOIR, NC 28645

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Apr 20, 2026
Property Address	696 PINE MOUNTAIN RD, HUDSON, NC 28638-9311
Document Number	0021621539
Book / Page	2162 / 1539
Instrument Date	Apr 20, 2026
Instrument	202610117984
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$65,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 PINE MOUNTAIN RD, HUDSON, NC 28638-9311

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 21, 2020
Property Address	696 PINE MOUNTAIN RD, HUDSON, NC 28638-9311
Document Number	0010046259
Book / Page	001993 / 001769
Instrument Date	Jul 21, 2020
Instrument	10046259
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$376.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 PINE MOUNTAIN RD HUDSON NC 286389311, HUDSON, NC 28638-9311

Mortgage

Document Number	10046260
Date	Jul 21, 2020
Book Page	001993/001771
Instrument	10046260

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 21, 2017
Property Address	696 PINE MOUNTAIN RD, HUDSON, NC 28638-9311
Document Number	0010013417
Book / Page	001923 / 000474
Instrument Date	Jul 21, 2017
Instrument	10013417
Transaction Type	Transfer
Record Updated	Aug 08, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	696 PINE MOUNTAIN RD HUDSON NC 286389311, HUDSON, NC 28638-9311

Mortgage

Document Number	10013418
Date	Jul 21, 2017
Book Page	001923/000476
Instrument	10013418

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2047

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,094.00 (+55.23%)	$265,500 (+61.59%) Land $13,000 Building $252,500	$265,500 (+61.59%) Land $13,000 Building $252,500
2024	$1,349.00 (+1.2%)
2023		$164,300 (-) Land $13,000 Building $151,300	$164,300 (-) Land $13,000 Building $151,300
2022	$1,333.00	$164,300 Land $13,000 Building $151,300	$164,300 Land $13,000 Building $151,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Based on FCC filings for 76 locations within half a mile of this property.

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