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698 Pine Mountain Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 698 Pine Mountain Rd, Hudson, NC 28638 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,326 sqft · built 2000
Lot Size0.413 acres (18,000 sqft)
OwnerIndividual Name on File
Last Sale$315,000 (Oct 2024)
Tax Bill$2,263 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03 98 1 23E

Property Details

APN / Parcel Number

Primary APN03 98 1 23E
Alternative APNs
  • 140526
  • 181676

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,326 sqft Heated Area
Gross Area4,598 sqft
1st Floor Area1,326 sqft
Basement Area1,300 sqft
Unfinished Basement1,300 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2010
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area18,000 sqft (0.413 acres)
Lot Dimensions180 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area24 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number181676
Street Address698 PINE MOUNTAIN RD
CityHUDSON
StateNC
Zip28638-9310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1737 PG 1226 YR 10 ST 212.00
Legal SubdivisionSURVEY FOR RICK PALMER
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group2
Census Block2024
Census Tract30600

Owner

Source: Caldwell County records · APN 03 98 1 23E

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address698 PINE MOUNTAIN RD, HUDSON, NC 28638-9310
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jan 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU OF MARYLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 18, 2024 · Amount on Record
Deed SaleOct 18, 2024 · Amount on Record
Prior SaleApr 09, 2010 · Amount on Record
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address698 PINE MOUNTAIN RD, HUDSON, NC 28638-9310
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020422050
DateDec 15, 2021
Book Page2042/2050
Instrument10066408
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 01, 2042

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address698 PINE MOUNTAIN RD, HUDSON, NC 28638-9310
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019111710
DateJan 18, 2017
Book Page1911/1710
Lender
NameSTATE EMPLOYEES CU OF MARYLAND
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
AdjustableAdjustable Rate Rider
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change6%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,263.00 (+106.1%)$287,200 (+104.12%) Land $13,000 Building $274,200$287,200 (+104.12%) Land $13,000 Building $274,200
2023$140,700 (-) Land $13,000 Building $127,700$140,700 (-) Land $13,000 Building $127,700
2022$1,098.00$140,700 Land $13,000 Building $127,700$140,700 Land $13,000 Building $127,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270306002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,703 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 76 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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