Caldwell County property record for 643 Pine Mountain Rd, Hudson, NC 28638 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,004 sqft Heated Area |
| Lot Size | 42,689 sqft (0.98 acres) |
| Garage | Mixed, 1 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,008.00 (2025) |
| Primary APN | 03 98 1 38 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,004 sqft Heated Area |
| Gross Area | 1,731 sqft Gross Area |
| 1st Floor | 1,004 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 42,689 sqft (0.98 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1 sqft Garage |
| Pool Area | 648 sqft Pool |
|---|---|
| Deck Area | 20 sqft Deck |
| Patio Area | 20 sqft Patio |
| Porch Area | 83 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 157694 |
|---|---|
| Street Address | 643 PINE MOUNTAIN RD |
| City | HUDSON |
| State | NC |
| Zip | 28638-8926 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 1877 PG 1519 YR 2015 ST 186.00 |
| Jurisdiction | CALDWELL NC |
| Minor Civil Division | HUDSON |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 31202 |
Source: Caldwell County records · APN 03 98 1 38
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 643 PINE MOUNTAIN RD, HUDSON, NC 28638-8926 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 20, 2022 | Deed of Trust, Mortgage · Line of Credit SKYLINE NATIONAL BANK |
| Jul 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2000 |
| Deed Sale | Apr 19, 2000 |
| Deed Book / Page | 1297 / 604 |
| Last Transfer Date | Jun 17, 2005 |
| Transfer Doc | 1553002001 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 643 PINE MOUNTAIN RD, HUDSON, NC 28638-8926 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 643 PINE MOUNTAIN RD, HUDSON, NC 28638-8926 |
| Document Number | 0020540462 |
|---|---|
| Date | Apr 20, 2022 |
| Book Page | 2054/462 |
| Instrument | 10071307 |
| Name | SKYLINE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | HUDSON, NC 28638 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 643 PINE MOUNTAIN RD, HUDSON, NC 28638-8926 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2021 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0020280131 |
|---|---|
| Date | Jul 20, 2021 |
| Book Page | 2028/131 |
| Instrument | 10060276 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Aug 01, 2045 |
Source: Caldwell County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,300 (-) Land $16,200 Building $136,100 | ||
| 2025 | $1,008.00 (+37.14%) | $152,300 (+63.24%) Land $16,200 Building $136,100 | $152,300 (+63.24%) Land $16,200 Building $136,100 |
| 2023 | $93,300 (-) Land $15,100 Building $78,200 | $93,300 (-) Land $15,100 Building $78,200 | |
| 2022 | $735.00 | $93,300 Land $15,100 Building $78,200 | $93,300 Land $15,100 Building $78,200 |
643 Pine Mountain Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Caldwell County (37027C), updated January 22, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,348 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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