694 Pine Mountain Rd, Hudson, NC 28638 Property Records

Caldwell County property record for 694 Pine Mountain Rd, Hudson, NC 28638

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,556 sqft · built 2000
Lot Size0.425 acres (18,500 sqft)
OwnerIndividual Name on Record
Tax Bill$2,031 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Apr 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN03 98 1 23C

Property Details

APN / Parcel Number

Primary APN03 98 1 23C
Alternative APN
  • 155060

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,556 sqft Heated Area
Gross Area2,884 sqft
1st Floor Area1,428 sqft
Basement Area1,300 sqft
Unfinished Basement1,300 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area18,500 sqft (0.425 acres)
Lot Dimensions185 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck AreaDeck Area
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number155060
Street Address694 PINE MOUNTAIN RD
CityHUDSON
StateNC
Zip28638-8927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1849 PG 615 YR 2014 ST 0.00
JurisdictionCALDWELL NC
Township / Civil DivisionHUDSON
Census Block Group2
Census Block2024
Census Tract30600

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address694 PINE MOUNTAIN RD, HUDSON, NC 28638-8927
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2025Deed of Trust, Mortgage · Line of Credit
POINT DIGITAL FINANCE INC
Apr 20, 2023Deed of Trust, Mortgage · Conventional Mortgage
LENDING FORCE LLC
Aug 19, 2019Deed of Trust, Mortgage · Conventional with PMI
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2001
Deed SaleJul 13, 2001
Prior SaleSep 1, 1999
Deed Book / Page1348 / 1080
Last Transfer DateMay 31, 2012
Transfer Doc1799000728
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address694 PINE MOUNTAIN RD, HUDSON, NC 28638-8927
Transaction TypeMortgage
Record UpdatedNov 18, 2025
Title CompanyCLEAREDGE TITLE, CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address694 PINE MOUNTAIN RD, HUDSON, NC 28638-8927

Mortgage

Document Number0021440201
DateSep 3, 2025
Book Page2144/201
Instrument10110493
Lender
NamePOINT DIGITAL FINANCE INC
TypeMortgage Company
AddressPO BOX 192, PALO ALTO, CA 94302
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address694 PINE MOUNTAIN RD, HUDSON, NC 28638-8927
Transaction TypeMortgage
Record UpdatedJun 9, 2023
Title CompanyNOT AVAILABLE, PARTNERS TITLE INS AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address694 PINE MOUNTAIN RD, HUDSON, NC 28638-8927

Mortgage

Document Number0020812033
DateApr 20, 2023
Book Page2081/2033
Instrument10083598
Lender
NameLENDING FORCE LLC
TypeNon-Lending Institution
AddressFARMINGTON, MI 48334
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address694 PINE MOUNTAIN RD, HUDSON, NC 28638-8927
Document Number0010036267
Instrument DateAug 19, 2019
Transaction TypeMortgage
Record UpdatedOct 1, 2019
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

NameVerified Name
Address694 PINE MOUNTAIN RD HUDSON NC 286388927, HUDSON, NC 28638-8927

Mortgage

Document Number0010036267
DateAug 30, 2019
Book Page001970/001330
Instrument10036267
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 29, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,031.00 (+69.39%)$257,500 (+67.21%) Land $13,200 Building $244,300$257,500 (+67.21%) Land $13,200 Building $244,300
2023$154,000 (-) Land $13,200 Building $140,800$154,000 (-) Land $13,200 Building $140,800
2022$1,199.00$154,000 Land $13,200 Building $140,800$154,000 Land $13,200 Building $140,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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