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696 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 696 Indigo Loop, Miramar Beach, FL 32550 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1994
Square Footage2,581 sqft Living Area
Lot Size8,804 sqft (0.202 acres)
OccupancyOwner Occupied
Last Sale$650,000 (2022)
Tax Bill$4,726.00 (2025)

Property Details

APN / Parcel Number

Primary APN30-2S-21-42910-00K-0050
Alternative APNs
  • 30-221-42910-00K-0050
  • 1069404

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,581 sqft Living Area
Gross Area3,727 sqft Gross Area
1st Floor2,581 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialConcrete Roof
Lot Area8,804 sqft (0.202 acres)
Depth X Width110 ft x 80 ft Depth x Width
Garage TypeAttached Garage
Garage Area440 sqft Garage
Porch Area706 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address696 INDIGO LOOP
CityMIRAMAR BEACH
StateFL
Zip32550-5230
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK K EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 1064-256 OR 2350-1349 OR 2794-4901 OR 2811-591 OR 2843-3340 OR 3066-4328 OR 3233-4453
Legal Range021
Legal Township02S
Legal Section30
Legal SubdivisionEMERALD BAY PH 1A
Legal Phase1A
Legal BlockK
Legal Lot Number5
JurisdictionWALTON FL
Minor Civil DivisionWALTON BEACHES
Census Blockgroup1
Census Block1003
Census Tract950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00K-0050

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address98 PALMS BLVD 5-215, 5-215
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Nov 16, 2018Deed of Trust, Mortgage · Line of Credit
BANCORPSOUTH
Mar 01, 2018Trustee's Deed, Construction Loan · Building or Construction Mortgage
OLD SOUTH CAPITAL PARTNERS LLC
Mar 01, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 10, 2022 · Amount on Record
Deed SaleJan 10, 2022 · Amount on Record
Prior SaleMar 01, 2018 · Amount on Record
Deed Doc Number20221154
Deed Book / Page3233 / 4453
Prior Transfer DateFeb 23, 2009
Prior Transfer Doc0028110591
Record RefreshedJun 08, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 10, 2022
Property Address696 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230
Document Number0032334453
Book / Page3233 / 4453
Map ReferenceMB 9 PG 7&7A
Instrument DateJan 06, 2022
Instrument20220001154
Transaction TypeTransfer
Record UpdatedFeb 01, 2022
Title CompanyMCNEESE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12 CORNELIA ST, 12, FREEPORT, FL 32439-7630

Transferred To (Grantee/Buyer)

NameVerified Name
Address2001 98 PALMS BLVD # 5-215, 5-215, DESTIN, FL 32541-2730

Mortgage

Document Number0032334455
DateJan 10, 2022
Instrument3233/4455
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address696 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230
Document Number0030922185
Instrument DateNov 16, 2018
Transaction TypeMortgage
Record UpdatedJan 02, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 INDIGO LOOP MIRAMAR BEACH FL 325505230, MIRAMAR BEACH, FL 32550-5230

Mortgage

Document Number0030922185
DateDec 13, 2018
Book Page003092/002185
Instrument41269
Lender
NameBANCORPSOUTH
TypeBank
AddressTUPELO, MS 38803-4360
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionWALTON FL
Recording DateMar 01, 2018
Property Address696 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230
Document Number0030664329
Book / Page003066 / 004329
Instrument DateFeb 27, 2018
Instrument6718
Transaction TypeConstruction Loan
Record UpdatedNov 20, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address696 INDIGO LOOP MIRAMAR BEACH FL 325505230, MIRAMAR BEACH, FL 32550-5230

Mortgage

Document Number30664329
DateMar 01, 2018
Book Page003066/004329
Instrument6718
Lender
NameOLD SOUTH CAPITAL PARTNERS LLC
AddressPO BOX 218, MURRAYVILLE, GA 30564-0218
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 28, 2019

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateMar 01, 2018
Property Address696 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5230
Document Number0030664328
Book / Page003066 / 004328
Instrument DateFeb 27, 2018
Instrument6717
Transaction TypeTransfer
Record UpdatedMar 13, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,450.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 HIBISCUS LN MIRAMAR BEACH FL 325507502, MIRAMAR BEACH, FL 32550-7502

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,726.00 (-2.15%) Homeowner's exemption$561,656 (+1.93%) Land $161,000 Building $400,656$561,656 (+1.93%) Land $161,000 Building $400,656
2024$4,830.00 (+3.69%)
2023$4,658.00 (+88.35%) Homeowner's exemption$551,008 (+0.06%) Land $161,000 Building $390,008$551,008 (+0.06%) Land $161,000 Building $390,008
2022$2,473.00 Homeowner's exemption$550,700 Land $146,617 Building $404,083$550,700 Land $146,617 Building $404,083

Flood & Wildfire

696 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources SystemYes
Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood InsuranceNot eligible (built 1994)
NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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