Walton County property record for 655 Indigo Loop, Miramar Beach, FL 32550 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1994 |
| Square Footage | 2,195 sqft Living Area |
| Lot Size | 10,317 sqft (0.237 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $595,000 (2021) |
| Tax Bill | $4,923.00 (2025) |
| Primary APN | 30-2S-21-42910-00H-0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,195 sqft Living Area |
| Gross Area | 2,978 sqft Gross Area |
| 1st Floor | 2,195 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 10,317 sqft (0.237 acres) |
| Depth X Width | 103 ft x 95 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 448 sqft Garage |
| Pool Area | 294 sqft Pool |
| Deck Area | 344 sqft Deck |
| Porch Area | 335 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 655 INDIGO LOOP |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-5228 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLK H EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 839-42 OR 1198-51 OR 2702-3357 OR 3110-2224 OR 3199-2257 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | EMERALD BAY PH 1A |
| Legal Phase | 1A |
| Legal Block | H |
| Legal Lot Number | 4 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | WALTON BEACHES |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 950608 |
Source: Walton County records · APN 30-2S-21-42910-00H-0040
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 655 INDIGO LOOP, DESTIN, FL 32550-5228 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 25, 2021 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING CORP |
| Jul 02, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 25, 2021 · Amount on Record |
| Deed Sale | May 25, 2021 · Amount on Record |
| Prior Sale | Dec 22, 2005 · Amount on Record |
| Deed Doc Number | 202126161 |
| Deed Book / Page | 3199 / 2257 |
| Prior Transfer Date | Apr 24, 2019 |
| Prior Transfer Doc | 0031102224 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | May 25, 2021 |
| Property Address | 655 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228 |
| Document Number | 0031992257 |
| Book / Page | 3199 / 2257 |
| Map Reference | MB 9 PG 7&7A |
| Instrument Date | May 21, 2021 |
| Instrument | 20210026161 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2021 |
| Title Company | AQUA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,165.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3792 INDIAN TRL, 3792, DESTIN, FL 32541-1828 |
| Name | Verified Name |
|---|---|
| Address | 125 SECRET HARBOR DR, MIRAMAR BEACH, FL 32550-8256 |
| Document Number | 31992259 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 3199/2259 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 02, 2019 |
| Property Address | 655 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228 |
| Document Number | 0031102224 |
| Book / Page | 003110 / 002224 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 22056 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3792 INDIAN TRL DESTIN FL 325411828, DESTIN, FL 32541-1828 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,923.00 (-1.99%) | $544,879 (+1.83%) Land $161,000 Building $383,879 | $544,879 (+1.83%) Land $161,000 Building $383,879 |
| 2024 | $5,023.00 (+3.33%) | ||
| 2023 | $4,861.00 (-1.7%) | $535,063 (+0.26%) Land $161,000 Building $374,063 | $535,063 (+0.26%) Land $161,000 Building $374,063 |
| 2022 | $4,945.00 | $533,670 Land $146,617 Building $387,053 | $533,670 Land $146,617 Building $387,053 |
655 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USFWS Coastal Barrier Resources System · December 19, 2024 release
| Coastal Barrier Resources System | Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982 |
|---|---|
| Federal Flood Insurance | Not eligible (built 1994) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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