659 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 659 Indigo Loop, Miramar Beach, FL 32550 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2003
Square Footage	2,079 sqft Living Area
Lot Size	9,148 sqft (0.21 acres)
Garage	Finished, 552 sqft
Occupancy	Owner Occupied
Last Sale	$384,000 (2012)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00H-0050`
Alternative APN	`1069375`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,079 sqft Living Area
Gross Area	2,877 sqft Gross Area
Stories	1 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2003
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Lot Area	9,148 sqft (0.21 acres)
Depth X Width	10.1 ft x 4.1 ft Depth x Width
Garage Type	Finished Garage
Garage Area	552 sqft Garage

Exterior Amenities

Deck Area	Deck Area
Patio Area	108 sqft Patio
Porch	1 Porch
Porch Area	138 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1069375
Street Address	659 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5228
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK H EMERALD BAY PH 1A S/D PB 9-7 AMENDED PB 9-27 OR 1136-288 OR 2881-2636
Legal Range	21W
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY 1 A AMENDED
Legal Phase	1A
Legal Block	H
Legal Lot Number	5
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1006
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00H-0050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	659 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2012 · Amount on Record
Deed Sale	Jan 13, 2012 · Amount on Record
Deed Doc Number	1181366
Deed Book / Page	2881 / 2636
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	659 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	659 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228

Mortgage

Document Number	0032284462
Date	Dec 09, 2021
Book Page	3228/4462
Instrument	20210060816

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$578,082 (+2.1%) Land $161,000 Building $417,082	$578,082 (+2.1%) Land $161,000 Building $417,082
2023	Homeowner's exemption	$566,213 Land $161,000 Building $405,213	$566,213 Land $161,000 Building $405,213

Flood & Wildfire

659 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 2003) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.