697 Indigo Loop, Miramar Beach, FL 32550 Property Records

Walton County property record for 697 Indigo Loop, Miramar Beach, FL 32550 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	2,189 sqft Living Area
Lot Size	8,077 sqft (0.185 acres)
Occupancy	Owner Occupied
Last Sale	$100 (2016)
Tax Bill	$3,076.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`30-2S-21-42910-00H-0080`
Alternative APNs	`30-221-42910-00H-0080` `1069378`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,189 sqft Living Area
Gross Area	3,015 sqft Gross Area
1st Floor	2,189 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Concrete Roof
Lot Area	8,077 sqft (0.185 acres)
Depth X Width	110 ft x 77 ft Depth x Width
Driveway	Driveway Brick
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Deck Area	Deck Area
Porch Area	322 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	697 INDIGO LOOP
City	MIRAMAR BEACH
State	FL
Zip	32550-5228
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK H EMERALD BAY PHASE 1A S/D PB 9-7 OR 2617-1102 OR 2923-4184
Legal Range	021
Legal Township	02S
Legal Section	30
Legal Subdivision	EMERALD BAY PHASE 1A
Legal Phase	1A
Legal Block	H
Legal Lot Number	8
Jurisdiction	WALTON FL
Minor Civil Division	WALTON BEACHES
Census Blockgroup	1
Census Block	1006
Census Tract	950608

Owner

Source: Walton County records · APN 30-2S-21-42910-00H-0080

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	697 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 01, 2016 · Amount on Record
Deed Sale	Jan 01, 2016 · Amount on Record
Prior Sale	Jun 24, 2004 · Amount on Record
Deed Book / Page	3002 / 631
Last Transfer Date	Jan 20, 2016
Transfer Doc	0030020631
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	697 INDIGO LOOP, MIRAMAR BEACH, FL 32550-5228
Document Number	0030542818
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	697 INDIGO LOOP MIRAMAR BEACH FL 325505228, MIRAMAR BEACH, FL 32550-5228

Mortgage

Document Number	0030542818
Date	Oct 10, 2017
Book Page	003054/002818
Instrument	33442

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,076.00 (+2.02%) Homeowner's exemption	$379,051 (-37.85%)	$623,419 (+2.22%) Land $161,000 Building $462,419
2024	$3,015.00 (+3.93%)
2023	$2,901.00 (+1.29%) Homeowner's exemption	$609,876 (-0.11%) Land $161,000 Building $448,876	$609,876 (-0.11%) Land $161,000 Building $448,876
2022	$2,864.00 Homeowner's exemption	$610,558 Land $146,617 Building $463,941	$610,558 Land $146,617 Building $463,941

Flood & Wildfire

697 Indigo Loop is in FEMA Zone X, outside the Special Flood Hazard Area, in Coastal Barrier Resources unit P32, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System · December 19, 2024 release

Coastal Barrier Resources System	Yes Unit P32 “Moreno Point” · System Unit · added October 18, 1982
Federal Flood Insurance	Not eligible (built 2005) NFIP excludes structures built or substantially improved after October 1, 1983 (CBRA) · private flood insurance only

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.