696 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 696 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,664 sqft · built 1986
Lot Size	3.11 acres (135,829 sqft)
Owner	Individual Name on File
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Jan 2022 Refinance Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16A-4-33`

Property Details

APN / Parcel Number

Primary APN	`16A-4-33`
Alternative APNs	`016A 4 33` `1514`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Basement Area	832 sqft
Finished Basement	416 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,829 sqft (3.11 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Fence	Fence
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1514
Old Parcel Number	016A 4 33
Street Address	696 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 33 SEC 4 3.1182 AC LAURELWOOD SUBDIVISION
Legal Subdivision	LAURELWOOD SUB
Legal Lot Number	33
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1001
Census Tract	10301

Owner

696 Cropp Rd is owned and occupied by an individual who acquired it in April 2023.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	696 CROPP RD, FREDERICKSBURG, VA 22406-4611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Dec 4, 2017	Deed of Trust, Mortgage · Line of Credit UNION BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023
Deed Sale	Apr 13, 2023
Deed Document Number	230000129W
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	696 CROPP RD, FREDERICKSBURG, VA 22406-4611
Transaction Type	Mortgage
Record Updated	Feb 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001896
Date	Jan 26, 2022
Instrument	220001896

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	696 CROPP RD, FREDERICKSBURG, VA 22406-4611
Document Number	180000052
Instrument Date	Dec 4, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	696 CROPP RD FREDERICKSBURG VA 224064611, FREDERICKSBURG, VA 22406-4611

Mortgage

Document Number	180000052
Date	Jan 3, 2018
Instrument	52

Lender

Name	UNION BK&TR
Type	Bank
Address	STAFFORD, VA 22406

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 696 Cropp Rd was $3,632.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00	$387,800 Land $130,000 Building $257,800	$387,800 Land $130,000 Building $257,800
2023	$3,153.00	$333,700 Land $110,000 Building $223,700	$333,700 Land $110,000 Building $223,700
2021	$2,620.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 696 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 696 Cropp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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