678 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 678 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,920 sqft · built 1986
Lot Size	3.02 acres (131,803 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Feb 2021)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16A-4-31`

Property Details

APN / Parcel Number

Primary APN	`16A-4-31`
Alternative APNs	`016A 4 31` `1512`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	3,424 sqft
Basement Area	1,024 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,803 sqft (3.02 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Deck Area	128 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1512
Street Address	678 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 31 SEC 4 3.0258 AC LAURELWOOD SUBDIVISION
Legal Subdivision	LAURELWOOD SUBDIVISION SEC 4
Legal Block	1
Legal Lot Number	31
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1001
Census Tract	10301

Owner

678 Cropp Rd is owned and occupied by two individuals who acquired it in April 2021.

Source: Stafford County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	678 CROPP RD, FREDERICKSBURG, VA 22406-4611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE LLC
Jun 26, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING SQ LLC
Apr 9, 2021	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Deed Document Number	20215532
Last Transfer Date	Apr 8, 2021
Transfer Doc	0000012007
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	678 CROPP RD, FREDERICKSBURG, VA 22406-4611
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005533
Date	Feb 19, 2021
Instrument	210005533

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	678 CROPP RD, FREDERICKSBURG, VA 22406-4611
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190010166
Date	Jun 26, 2019
Instrument	190010166

Lender

Name	SPRING SQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2039

Interest

Rate Type	Fixed Rate

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	STAFFORD VA
Recording Date	Apr 9, 2021
Property Address	678 CROPP RD, FREDERICKSBURG, VA 22406-4611
Document Number	210012007
Instrument Date	Apr 8, 2021
Instrument	210012007
Record Updated	Sep 7, 2021

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	678 CROPP RD, FREDERICKSBURG, VA 22406-4611

Tax Assessment & Valuation

The 2025 property tax bill for 678 Cropp Rd was $3,706, up 3.3% from the year before.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,706.00 (+3.32%)	$395,700 Land $130,000 Building $265,700	$395,700 Land $130,000 Building $265,700
2024	$3,587.00 (+11.64%)
2023	$3,213.00	$340,000 Land $110,000 Building $230,000	$340,000 Land $110,000 Building $230,000
2021	$2,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 678 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 678 Cropp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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