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679 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 679 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,902 sqft · built 1986
Lot Size3.04 acres (132,770 sqft)
Owner2 Individual Names on File
Last Sale$455,000 (May 2022)
Tax Bill$4,101 (2025)
Deeds & MortgagesOct 2025 Line of Credit
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16A-5-43

Property Details

APN / Parcel Number

Primary APN16A-5-43
Alternative APNs
  • 016A 5 43
  • 1524

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,902 sqft Living Area
Gross Area2,838 sqft
1st Floor Area1,902 sqft
Basement Area432 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area132,770 sqft (3.04 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area66 sqft
Deck Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number1524
Street Address679 CROPP RD
CityFREDERICKSBURG
StateVA
Zip22406-4613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1
Legal DescriptionLOT 43 SEC 5 3.048 AC LAURELWOOD
Legal SubdivisionLAURELWOOD SEC 5
Legal Block1
Legal Lot Number43
JurisdictionSTAFFORD VA
Township / Civil DivisionHARTWOOD
Census Block Group1
Census Block1006
Census Tract10301

Owner

679 Cropp Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Stafford County records, as of June 1, 2026

Owner of Record2 Individual Names on File
Mailing Address679 CROPP RD, FREDERICKSBURG, VA 22406-4613
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
May 2, 2022Warranty Deed, Transfer · Conventional Mortgage
DRAPER AND KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2022 · Amount on File
Deed SaleMay 2, 2022 · Amount on File
Prior SaleJun 23, 2000 · Amount on File
Deed Document Number20229679
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTAFFORD VA
Property Address679 CROPP RD, FREDERICKSBURG, VA 22406-4613
Transaction TypeMortgage
Record UpdatedNov 13, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0250014202
DateOct 27, 2025
Instrument250014202
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 26, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTAFFORD VA
Recording DateMay 2, 2022
Property Address679 CROPP RD, FREDERICKSBURG, VA 22406-4613
Document Number0220009679
Instrument DateApr 27, 2022
Instrument220009679
Transaction TypeTransfer
Record UpdatedMay 18, 2022
Title CompanyHIGHLAND TITLE AND ESCROW LLC, HIGHLAND TITLE & ESCROW

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address679 CROPP RD, FREDERICKSBURG, VA 22406-4613

Mortgage

Document Number0220009680
DateMay 2, 2022
Instrument220009680
Lender
NameDRAPER AND KRAMER MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 679 Cropp Rd was $4,101.

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyStafford County
Unified School DistrictStafford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,101.00$445,000 Land $130,000 Building $315,000$445,000 Land $130,000 Building $315,000
2023$3,299.00$349,200 Land $110,000 Building $239,200$349,200 Land $110,000 Building $239,200
2021$2,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 679 Cropp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 679 Cropp Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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