705 Cropp Rd, Fredericksburg, VA 22406 Property Records

Stafford County property record for 705 Cropp Rd, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,663 sqft · built 1987
Lot Size	3 acres (130,863 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (May 2023)
Tax Bill	$3,951 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16A-5-46`

Property Details

APN / Parcel Number

Primary APN	`16A-5-46`
Alternative APNs	`016A 5 46` `1527`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,663 sqft Living Area
Basement Area	1,663 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,863 sqft (3 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1527
Old Parcel Number	016A 5 46
Street Address	705 CROPP RD
City	FREDERICKSBURG
State	VA
Zip	22406-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 46 3.0042 AC SEC 5 LAURELWOOD
Legal Subdivision	LAURELWOOD
Legal Lot Number	46 3
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	1
Census Block	1006
Census Tract	10301

Owner

Source: Stafford County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	705 CROPP RD, FREDERICKSBURG, VA 22406-4615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION
Oct 4, 2017	Grant Deed, Transfer · Conventional Mortgage GEORGE MASON MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	230005788
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STAFFORD VA
Recording Date	May 22, 2023
Property Address	705 CROPP RD, FREDERICKSBURG, VA 22406-4615
Document Number	0230005788
Instrument Date	May 16, 2023
Instrument	230005788
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CROPP RD, FREDERICKSBURG, VA 22406-4615

Mortgage

Document Number	0230005789
Date	May 22, 2023
Instrument	230005789

Lender

Name	FIRST HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STAFFORD VA
Recording Date	Oct 4, 2017
Property Address	705 CROPP RD, FREDERICKSBURG, VA 22406-4615
Document Number	170018064
Instrument Date	Oct 3, 2017
Instrument	18064
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	TERRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 CROPP RD FREDERICKSBURG VA 224064615, FREDERICKSBURG, VA 22406-4615

Mortgage

Document Number	170018065
Date	Oct 4, 2017
Instrument	18065

Lender

Name	GEORGE MASON MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 3, 2047

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,951.00 (+21.35%)	$421,900 (+22.43%) Land $130,000 Building $291,900	$421,900 (+22.43%) Land $130,000 Building $291,900
2023	$3,256.00 (+18.14%)	$344,600 Land $110,000 Building $234,600	$344,600 Land $110,000 Building $234,600
2021	$2,756.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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