Carroll County property record for 696 Brandy Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,580 sqft · built 1978 |
| Lot Size | 1 acres (43,734 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,449 (2026) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-038347 |
| Primary APN | 04-038347 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,580 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,734 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Deck Area | 379 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 038347 |
|---|---|
| Street Address | 696 BRANDY LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 6 - 1.004 ACS 696 BRANDY LN 16-31 PEACH BRANDY VILLAGE SC2 |
| Legal Subdivision | SECTION TWO PEACH BRANDY VILLAGE |
| Legal Lot Number | 6 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 504202 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 696 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed, Transfer · FHA Mortgage BAYSHORE MORTGAGE FUNDING |
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Jul 22, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 |
| Deed Sale | Aug 28, 2026 |
| Prior Sale | Aug 8, 2016 · Amount on Record |
| Deed Book / Page | 11851 / 319 |
| Prior Transfer Date | Aug 10, 2026 |
| Prior Transfer Doc | 1185000319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Aug 28, 2026 |
| Property Address | 696 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Document Number | 1185000319 |
| Book / Page | 11851 / 319 |
| Instrument Date | Aug 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | IN TITLE, INTITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 696 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Document Number | 1185000328, |
|---|---|
| Date | Aug 28, 2026 |
| Book Page | 11851/328 |
| Name | BAYSHORE MORTGAGE FUNDING |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 696 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 696 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Document Number | 0109970161 |
|---|---|
| Date | Mar 20, 2023 |
| Book Page | 10997/161 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Mar 5, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 696 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | INTITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0097770379 |
|---|---|
| Date | Jul 29, 2020 |
| Book Page | 9777/379 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jul 22, 2019 |
| Property Address | 696 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Document Number | 0093520019 |
| Book / Page | 9352 / 0019 |
| Map Reference | MB 16 FO 31 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | IN TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 696 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Document Number | 0000935227 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 9352/27 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,449.00 (+8.87%) | $481,233 (+8.97%) | $560,500 (+26.92%) Land $200,000 Building $360,500 |
| 2025 | $5,005.00 (+11.1%) | $441,600 (+10.75%) Land $160,000 Building $281,600 | $441,600 (-) Land $160,000 Building $281,600 |
| 2023 | $4,505.00 | $398,733 | $441,600 Land $160,000 Building $281,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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