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686 Brandy Ln, Westminster, MD 21157 Property Records

Carroll County property record for 686 Brandy Ln, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,762 sqft · built 1987
Lot Size1.39 acres (60,548 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Jun 2017)
Tax Bill$5,209 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-038320

Property Details

APN / Parcel Number

Primary APN04-038320
Alternative APNs
  • 4038320
  • 038320

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,762 sqft Total Area
Basement Area754 sqft
Finished Basement754 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area60,548 sqft (1.39 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area288 sqft
Deck Area192 sqft
Patio Area732 sqft
Shed1 Shed
Shed Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number038320
Street Address686 BRANDY LN
CityWESTMINSTER
StateMD
Zip21157-7652
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 - 1.39 ACS 686 BRANDY LN 16-31 SC 2 PEACH BRANDY VILL
Legal SubdivisionPEACH BRANDY VILLAGE SEC 02
Legal Lot Number4
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group2
Census Block2001
Census Tract504202

Owner

Source: Carroll County records · APN 04-038320

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address686 BRANDY LN, WESTMINSTER, MD 21157-7652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Jun 27, 2017Deed, Transfer · Conventional Mortgage
FIDELITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2017 · Amount on Record
Deed SaleJun 27, 2017 · Amount on Record
Prior SaleNov 02, 2000 · Amount on Record
Deed Document Number20178732-0053
Deed Book / Page8732 / 53
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address686 BRANDY LN, WESTMINSTER, MD 21157-7652
Transaction TypeMortgage
Record UpdatedAug 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0099620338
DateNov 23, 2020
Book Page9962/338
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionCARROLL MD
Recording DateJun 27, 2017
Property Address686 BRANDY LN, WESTMINSTER, MD 21157-7652
Document Number0087320053
Book / Page8732 / 0053
Map ReferenceMB16 FO31
Instrument DateJun 21, 2017
Instrument8732-0053
Transaction TypeTransfer
Record UpdatedAug 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address686 BRANDY LN, WESTMINSTER, MD 21157-7652

Mortgage

Document Number87320059
DateJun 27, 2017
Instrument8732-0059
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2047

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$513,867 (+19.97%)$571,600 (+17.86%) Land $203,900 Building $367,700
2025$5,209.00 (+7.62%) Homeowner's exemption
2023$4,840.00 Homeowner's exemption$428,333$485,000 Land $163,900 Building $321,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135042022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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