Carroll County property record for 688 Brandy Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,622 sqft · built 1980 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,844 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-038339 |
| Primary APN | 04-038339 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,622 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Carport |
| Garage Area | 364 sqft |
| Carport | Carport |
| Carport Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 132 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 038339 |
|---|---|
| Street Address | 688 BRANDY LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 5 - 1.00 AC 688 BRANDY LN 16-31 PEACH BRANDY VLG SC 2 |
| Legal Subdivision | PEACH BRANDY VILLAGE SEC 02 |
| Legal Lot Number | 5 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 504202 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 688 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Mar 10, 2026 | Intrafamily Transfer, Transfer |
| Oct 19, 2017 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2007 |
| Deed Sale | Oct 29, 2007 |
| Prior Sale | Apr 27, 1988 · Amount on Record |
| Deed Document Number | 200771341 |
| Deed Book / Page | 5382 / 314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 10, 2026 |
| Property Address | 688 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Document Number | 0117040463 |
| Book / Page | 11704 / 463 |
| Map Reference | MB 16 PG 31 |
| Instrument Date | Mar 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 688 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 688 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0088360456 |
|---|---|
| Date | Oct 19, 2017 |
| Book Page | 8836/0456 |
| Instrument | 8836-0456 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,844.00 (+5.18%) Homeowner's exemption | $531,800 (+18.81%) | $603,800 (+21.78%) Land $200,000 Building $403,800 |
| 2025 | $5,556.00 (+9.87%) Homeowner's exemption | ||
| 2023 | $5,057.00 Homeowner's exemption | $447,600 | $495,800 Land $160,000 Building $335,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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