Carroll County property record for 685 Brandy Ln, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 3,194 sqft Total Area |
| Lot Size | 53,884 sqft (1.23 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $455,000 (2016) |
| Tax Bill | $5,591.00 (2025) |
Source: Carroll County records · APN 04-038444
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 685 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Aug 21, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2016 · Amount on Record |
| Deed Sale | Nov 03, 2016 · Amount on Record |
| Prior Sale | Jan 11, 2006 · Amount on Record |
| Deed Book / Page | 8505 / 88 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 685 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0100770003 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 10077/23 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | OWINGS MILLS, MD 21117 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 685 BRANDY LN, WESTMINSTER, MD 21157-7652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0093820187 |
|---|---|
| Date | Aug 21, 2019 |
| Book Page | 9382/0187 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,800 (+26.99%) | $640,200 (+9.32%) Land $202,300 Building $437,900 | |
| 2025 | $5,591.00 (+4.08%) Homeowner's exemption | ||
| 2023 | $5,372.00 Homeowner's exemption | $475,467 | $585,600 Land $162,300 Building $423,300 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 04-038444 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 3,194 sqft Total Area |
| Basement Area | 416 sqft Basement |
| Finished Basement | 416 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 53,884 sqft (1.23 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 224 sqft Shed |
| Deck Area | 614 sqft Deck |
| Porch Area | 226 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 038444 |
|---|---|
| Street Address | 685 BRANDY LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7652 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 14 - 1.237 AC 685 BRANDY LN 16-31 PEACH BRANDY VILLAGE SC2 |
| Legal Subdivision | PEACH BRANDY VILLAGE SEC 02 |
| Legal Lot Number | 14 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 4, WOOLERYS |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 504202 |
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