696 Bluff Pointe, Columbia, SC 29212 Property Records

Richland County property record for 696 Bluff Pointe, Columbia, SC 29212

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,265 sqft · built 2007
Lot Size1.02 acres (44,431 sqft)
Owner2 Individual Names on Record
Last Sale$390,610 (Aug 2007)
Tax Bill$2,679 (2025)
Deeds & MortgagesSep 2020 Mortgage
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN05212-01-19

Property Details

APN / Parcel Number

Primary APN05212-01-19
Alternative APNs
  • R05212-01-19
  • 01954834

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories3 Stories
Building Area3,265 sqft Heated Area
Gross Area5,340 sqft
1st Floor Area1,363 sqft
Basement Area1,102 sqft
Finished Basement165 sqft
Unfinished Basement937 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area44,431 sqft (1.02 acres)
Garage Area547 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area186 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01954834
Street Address696 BLUFF POINTE
CityCOLUMBIA
StateSC
Zip29212-2834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-2
Legal DescriptionLOT 818 41.8X209.4X18.8X219.7X111.3X 309.4
Legal SubdivisionTHE BLUFF CHESTNUT HILL PLANTATION
Legal Lot Number41,818
JurisdictionRICHLAND SC
Township / Civil DivisionDUTCH FORK
Census Block Group2
Census Block2001
Census Tract10314

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address696 BLUFF POINTE, COLUMBIA, SC 29212-2834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2020Deed of Trust, Mortgage · Conventional with PMI
SIMPLIFIED MTG SOLUTIONS LLC
Sep 11, 2017Deed of Trust, Mortgage · Conventional with PMI
SUCCESS MTG PTRS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2007 · Amount on Record
Deed SaleAug 3, 2007 · Amount on Record
Deed Document Number200770198
Deed Book / Page1343 / 2007
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address696 BLUFF POINTE, COLUMBIA, SC 29212-2834
Document Number2542/1785
Instrument DateSep 30, 2020
Transaction TypeMortgage
Record UpdatedJan 6, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address696 BLUFF POINTE COLUMBIA SC 292122834, COLUMBIA, SC 29212-2834

Mortgage

Document Number2542/1785
DateOct 23, 2020
Book Page002542/001785
Instrument56522
Lender
NameSIMPLIFIED MTG SOLUTIONS LLC
AddressWEST COLUMBIA, SC 29169
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueOct 22, 2040

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address696 BLUFF POINTE, COLUMBIA, SC 29212-2834
Document Number2244/0571
Book / Page002244 / 000571
Instrument DateSep 11, 2017
Transaction TypeMortgage
Record UpdatedOct 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address696 BLUFF POINTE COLUMBIA SC 292122834, COLUMBIA, SC 29212-2834

Mortgage

Document Number2244/0571
DateSep 15, 2017
Book Page002244/000571
Instrument68522
Lender
NameSUCCESS MTG PTRS
TypeMortgage Company
AddressPLYMOUTH, MI 48170
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 14, 2047

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
MunicipalityColumbia City
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,679.00 (+23.06%)$346,500 (+2,775.04%)$434,100 (+44.08%) Land $45,000 Building $389,100
2023$2,177.00 (-6.24%)$12,052 (+0.02%)$301,300 (-)
2021$2,322.00$12,050$301,300 Land $35,200 Building $266,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 35

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