Richland County property record for 695 Bluff Pointe, Columbia, SC 29212 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,390 sqft · built 2008 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Aug 2024) |
| Tax Bill | $13,223 (2023) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05212-01-18 |
| Primary APN | 05212-01-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 3 Stories |
| Building Area | 2,390 sqft Heated Area |
| Gross Area | 5,372 sqft |
| 1st Floor Area | 1,710 sqft |
| Basement Area | 1,690 sqft |
| Unfinished Basement | 1,690 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Area | 794 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 270 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01954825 |
|---|---|
| Street Address | 695 BLUFF POINTE |
| City | COLUMBIA |
| State | SC |
| Zip | 29212-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 819 45.5X219.1X234.5X209.4 #SU THE BLUFF AT CHESTNUT HILL PLANTATION PHASE 2 #PR RB1254-2928 |
| Legal Subdivision | THE BLUFF CHESTNUT HILL PLANTATION |
| Legal Phase | 2 |
| Legal Lot Number | 45,819 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10314 |
Source: Richland County records · APN 05212-01-18
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 695 BLUFF POINTE, COLUMBIA, SC 29212-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jan 05, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2024 · Amount on Record |
| Deed Sale | Aug 28, 2024 · Amount on Record |
| Prior Sale | Jan 05, 2023 · Amount on Record |
| Deed Document Number | 202438705 |
| Deed Book / Page | 2952 / 637 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 695 BLUFF POINTE, COLUMBIA, SC 29212-2837 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0030730001 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 3073/1 |
| Instrument | 2025053867 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 03, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 05, 2023 |
| Property Address | 695 BLUFF POINTE, COLUMBIA, SC 29212-2837 |
| Document Number | 0028070249 |
| Book / Page | 2807 / 249 |
| Map Reference | MB 1254 PG 2928 |
| Instrument Date | Jan 04, 2023 |
| Instrument | 2023000652 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,185.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 695 BLUFF POINTE, COLUMBIA, SC 29212-2837 |
| Document Number | 2023000653 |
|---|---|
| Date | Jan 05, 2023 |
| Instrument | 2023000653 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Lexington School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,064 (-) | $520,000 (+106.68%) Land $45,000 Building $475,000 | |
| 2023 | $13,223.00 (+85.95%) | $10,064 (-33.35%) | $251,600 (-) |
| 2021 | $7,111.00 | $15,100 | $251,600 Land $38,500 Building $213,100 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790103142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low above 35% of the US · above 9% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 229 locations within about half a mile of this property
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|---|---|---|
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