Richland County property record for 647 Bluff Pointe, Columbia, SC 29212
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,638 sqft · built 2008 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Jul 2022) |
| Tax Bill | $2,796 (2025) |
| Deeds & Mortgages | Dec 2021 Line of Credit Jul 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05211-01-46 |
| Primary APN | 05211-01-46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,638 sqft Heated Area |
| Gross Area | 3,862 sqft |
| 1st Floor Area | 1,154 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 424 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01954530 |
|---|---|
| Street Address | 647 BLUFF POINTE |
| City | COLUMBIA |
| State | SC |
| Zip | 29212-2836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-2 |
| Legal Description | LOT 836 67.7X195.9X55.7X246.7 #SU THE BLUFF AT CHESTNUT HILL PLANTATION PHASE 2 |
| Legal Subdivision | THE BLUFF CHESTNUT HILL PLANTATION |
| Legal Phase | 2 |
| Legal Lot Number | 67,836 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10314 |
647 Bluff Pointe is owned and occupied by an individual who bought it in July 2022.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 647 BLUFF POINTE, COLUMBIA, SC 29212-2836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK |
| Jul 29, 2022 | Deed, Transfer · Conventional Mortgage FIRST PALMETTO BANK |
| Jan 31, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST RELIANCE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | Jan 31, 2021 · Amount on File |
| Deed Document Number | 202243249 |
| Deed Book / Page | 2766 / 3047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 647 BLUFF POINTE, COLUMBIA, SC 29212-2836 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 647 BLUFF POINTE, COLUMBIA, SC 29212-2836 |
| Investor | Possibly a Property Investor |
| Document Number | 0026943325 |
|---|---|
| Date | Dec 7, 2021 |
| Book Page | 2694/3325 |
| Instrument | 2021081025 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, GA 31901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 29, 2022 |
| Property Address | 647 BLUFF POINTE, COLUMBIA, SC 29212-2836 |
| Document Number | 0027663047 |
| Book / Page | 2766 / 3047 |
| Map Reference | MB 1265 PG 2928 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022043249 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $936.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 647 BLUFF POINTE, COLUMBIA, SC 29212-2836 |
| Document Number | 2022043250 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 2022043250 |
| Name | FIRST PALMETTO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jan 31, 2021 |
| Property Address | 647 BLUFF POINTE, COLUMBIA, SC 29212-2836 |
| Document Number | 2581/3124 |
| Book / Page | 002581 / 003124 |
| Instrument Date | Jan 28, 2021 |
| Instrument | 6334 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,051.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 647 BLUFF POINTE COLUMBIA SC 292122836, COLUMBIA, SC 29212-2836 |
| Document Number | 2581/3128 |
|---|---|
| Date | Jan 31, 2021 |
| Book Page | 002581/003128 |
| Instrument | 6335 |
| Name | FIRST RELIANCE BK |
|---|---|
| Type | Bank |
| Address | FLORENCE, SC 29464 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 30, 2051 |
The 2025 property tax bill for 647 Bluff Pointe was $2,796.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,796.00 | $361,800 Land $45,000 Building $316,800 | $361,800 Land $45,000 Building $316,800 |
| 2023 | $2,602.00 | $11,360 | $284,000 |
| 2021 | $1,896.00 | $9,840 | $246,000 Land $35,200 Building $210,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 647 Bluff Pointe in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 647 Bluff Pointe is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
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