691 Bluff Pointe, Columbia, SC 29212 Property Records

Richland County property record for 691 Bluff Pointe, Columbia, SC 29212

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,435 sqft · built 2007
Lot Size	0.89 acres (38,768 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,058 (Sep 2007)
Tax Bill	$2,971 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`05212-01-17`

Property Details

APN / Parcel Number

Primary APN	`05212-01-17`
Alternative APNs	`R05212-01-17` `01954816`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,435 sqft Heated Area
Gross Area	6,908 sqft
1st Floor Area	2,196 sqft
Basement Area	1,665 sqft
Unfinished Basement	1,665 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	38,768 sqft (0.89 acres)
Garage Area	579 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	701 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01954816
Street Address	691 BLUFF POINTE
City	COLUMBIA
State	SC
Zip	29212-2837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-2
Legal Description	LOT 820 57.2X323.9X73.4X135X71.4X219.1 #SU THE BLUFF AT CHESTNUT HILL PLANTATION PHASE 2
Legal Subdivision	THE BLUFF CHESTNUT HILL PLANTATION
Legal Phase	2
Legal Lot Number	57,820
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2001
Census Tract	10314

Owner

Source: Richland County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	691 BLUFF POINTE, COLUMBIA, SC 29212-2837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2007 · Amount on Record
Deed Sale	Sep 11, 2007 · Amount on Record
Deed Document Number	200782592
Deed Book / Page	1356 / 2263
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	691 BLUFF POINTE, COLUMBIA, SC 29212-2837
Document Number	2366/0435
Instrument Date	Jan 9, 2019
Transaction Type	Mortgage
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	691 BLUFF POINTE COLUMBIA SC 292122837, COLUMBIA, SC 29212-2837

Mortgage

Document Number	2366/0435
Date	Jan 17, 2019
Book Page	002366/000435
Instrument	4193

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,971.00 (+23.07%)	$384,200 (+2,774.89%)	$467,200 (+39.84%) Land $45,000 Building $422,200
2023	$2,414.00 (-6.22%)	$13,364 (+0.03%)	$334,100 (-)
2021	$2,574.00	$13,360	$334,100 Land $38,500 Building $295,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35