6945 Lois Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 6945 Lois Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,258 sqft · built 1948
Lot Size	0.176 acres (7,710 sqft)
Owner	Owner Name on Record
Last Sale	$105,500 (Jun 2001)
Tax Bill	$1,872 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`595-0006-0172-00`

Property Details

APN / Parcel Number

Primary APN	`595-0006-0172-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,258 sqft Living Area
1st Floor Area	946 sqft
Attic	Attic
Attic Area	312 sqft
Basement Area	1,054 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	7,710 sqft (0.176 acres)
Lot Dimensions	179 ft deep x 43 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	108 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6945 LOIS DR
City	CINCINNATI
State	OH
Zip	45239-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOIS AVE 43 X 179.94 LOT 20 ARLINGTON PARK BLKD
Legal Subdivision	ARLINGTON PARK
Legal Block	D
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	NORTH COLLEGE HILL
Census Block Group	2
Census Block	2000
Census Tract	21802

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	6945 LOIS DR, CINCINNATI, OH 45239-4314
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 15, 2019	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2001 · Amount on Record
Deed Sale	Jun 5, 2001 · Amount on Record
Deed Document Number	938380
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6945 LOIS DR, CINCINNATI, OH 45239-4314
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096733
Date	Aug 10, 2021
Book Page	14477/1652
Instrument	2021-0096733

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6945 LOIS DR, CINCINNATI, OH 45239-4314
Document Number	0000066081
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6945 LOIS DR CINCINNATI OH 452394314, CINCINNATI, OH 45239-4314

Mortgage

Document Number	0000066081
Date	Aug 9, 2019
Book Page	013977/002680
Instrument	66081

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 8, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	North College Hill City
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,872.00 (+2.18%) Homeowner's exemption	$46,263 (+%) Land $6,338 Building $39,925
2024	$1,832.00 (-3.02%) Homeowner's exemption	$46,262 (-) Land $6,338 Building $39,924
2023	$1,889.00 (+28.94%) Homeowner's exemption	$46,262 (+57.92%) Land $6,338 Building $39,924	$132,180 (+57.92%) Land $18,110 Building $114,070
2022	$1,465.00 Homeowner's exemption	$29,295 Land $5,187 Building $24,108
2020			$83,700 Land $14,820 Building $68,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Lois Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures