6940 Lois Dr, Cincinnati, OH 45239 Property Records

Hamilton County property record for 6940 Lois Dr, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,363 sqft · built 1948
Lot Size	0.133 acres (5,837 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Feb 2022)
Tax Bill	$2,486 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`595-0006-0181-00`

Property Details

APN / Parcel Number

Primary APN	`595-0006-0181-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
1st Floor Area	946 sqft
Attic	Attic
Attic Area	417 sqft
Basement Area	1,054 sqft
Finished Basement	350 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,837 sqft (0.133 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	6940 LOIS DR
City	CINCINNATI
State	OH
Zip	45239-4315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOIS AVE 45 X 130 LOT 41 ARLINGTON PARK BLKD
Legal Subdivision	ARLINGTON PARK
Legal Block	D
Legal Lot Number	41
Jurisdiction	HAMILTON OH
Township / Civil Division	NORTH COLLEGE HILL
Census Block Group	4
Census Block	4012
Census Tract	21801

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6940 LOIS DR, CINCINNATI, OH 45239-4315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 8, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on File
Deed Sale	Feb 8, 2022 · Amount on File
Prior Sale	Jul 31, 2012 · Amount on File
Deed Document Number	0000013934
Deed Book / Page	14600 / 965
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	6940 LOIS DR, CINCINNATI, OH 45239-4315
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6940 LOIS DR, CINCINNATI, OH 45239-4315

Mortgage

Document Number	0000126865
Date	Oct 19, 2021
Book Page	14526/3062
Instrument	2021-0126865

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	250 Months
Due	Aug 1, 2042

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 8, 2022
Property Address	6940 LOIS DR, CINCINNATI, OH 45239-4315
Document Number	0000013934
Book / Page	14600 / 965
Map Reference	MB 50 PG 23
Instrument Date	Feb 2, 2022
Instrument	2022-0013934
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	690 LOIS DRIVE, CINCINNATI, OH 45239
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013935
Date	Feb 8, 2022
Instrument	2022-0013935

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	North College Hill City
Unified School District	North College Hill City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,486.00 (+2.47%)	$47,863 (-) Land $5,775 Building $42,088
2024	$2,426.00 (-0.82%)	$47,863 (-) Land $5,775 Building $42,088
2023	$2,446.00 (+18.11%)	$47,863 (+65.52%) Land $5,775 Building $42,088	$136,750 (+65.52%) Land $16,500 Building $120,250
2022	$2,071.00 Homeowner's exemption	$28,917 Land $4,725 Building $24,192
2020			$82,620 Land $13,500 Building $69,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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