6940 E Arroyo Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 6940 E Arroyo Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,297 sqft · built 1976
Lot Size	3.01 acres (131,203 sqft)
Owner	Trust Name on Record
Last Sale	$608,000 (May 2019)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2020 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`216-13-003X`

Property Details

APN / Parcel Number

Primary APN	`216-13-003X`
Alternative APN	`0121622381`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,297 sqft Living Area
1st Floor Area	2,165 sqft
2nd Floor Area	132 sqft

Exterior

Year Built	Built 1976
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	131,203 sqft (3.01 acres)
Parking Spaces	2 Parking Spaces
Pool Area	250 sqft
Patio Area	477 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	HVAC

Location & Zoning

Account Number	0121622381
Street Address	6940 E ARROYO RD
City	CAVE CREEK
State	AZ
Zip	85331-8292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-89
Legal Description	E 320F OF N 410F OF SE4 NW4 SE4
Legal Range	04E
Legal Township	06N
Legal Section	22
Legal Quarter	SE
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2028
Census Tract	30402

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	6940 E ARROYO RD, CAVE CREEK, AZ 85331-8292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
May 15, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
May 23, 2018	Intrafamily Transfer, Transfer
Feb 19, 2019	Re-recorded Document

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	May 23, 2018
Deed Document Number	0000356461
Last Transfer Date	Apr 2, 2020
Transfer Doc	0000284632
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6940 E ARROYO RD, CAVE CREEK, AZ 85331-8292
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	EMPIRE W TITLE AGENCY, EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458531
Date	May 28, 2020
Instrument	20200458531

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2040

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 2, 2020
Property Address	6940 E ARROYO RD, CAVE CREEK, AZ 85331-8292
Document Number	0000284632
Instrument Date	Mar 31, 2020
Instrument	284632
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6940 E ARROYO RD CAVE CREEK AZ 853318292, CAVE CREEK, AZ 85331-8292

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 15, 2019
Property Address	6940 E ARROYO RD, CAVE CREEK, AZ 85331-8292
Document Number	0000356461
Instrument Date	May 13, 2019
Instrument	20190356461
Transaction Type	Transfer
Record Updated	Jul 18, 2022
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1749, CAVE CREEK, AZ 85327-1749

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18560 WHITE OAK DR, YORBA LINDA, CA 92886-5355

Mortgage

Document Number	0000356462
Date	May 15, 2019
Instrument	20190356462

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 23, 2018
Property Address	6940 E ARROYO RD, CAVE CREEK, AZ 85331-8292
Document Number	0000396005
Instrument Date	May 23, 2018
Instrument	20180396005
Transaction Type	Transfer
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	PO BOX 1749, CAVE CREEK, AZ 85327-1749

February 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	MARICOPA AZ
Recording Date	Feb 19, 2019
Property Address	6940 E ARROYO RD, CAVE CREEK, AZ 85331-8292
Document Number	0000112558
Instrument Date	May 23, 2018
Instrument	20190112558
Record Updated	Sep 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	PO BOX 1749, CAVE CREEK, AZ 85327-1749

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Cave Creek Town
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,690 (+10.37%)	$726,900 (+10.37%) Land $96,700 Building $630,200
2025	$1,855.00 (+6.24%)
2024		$65,860	$658,600 Land $87,600 Building $571,000
2023	$1,746.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2005–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, CenturyLink, T-Mobile.

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