6725 E Arroyo Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 6725 E Arroyo Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,050 sqft · built 1972
Lot Size	4.77 acres (207,999 sqft)
Owner	Company Name on Record
Last Sale	$550,000 (Dec 2015)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	May 2023 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`216-12-001-N`

Property Details

APN / Parcel Number

Primary APN	`216-12-001-N`
Alternative APN	`21612001N5`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,050 sqft Living Area
Gross Area	2,218 sqft
1st Floor Area	2,050 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	207,999 sqft (4.77 acres)
Parking Spaces	8 Parking Spaces
Porch	Porch
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6725 E ARROYO RD
City	CAVE CREEK
State	AZ
Zip	85331-8245
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-89
Legal Description	E2 NE4 SE4 SW4 EX N 30F
Legal Range	4E
Legal Township	6N
Legal Section	22
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2029
Census Tract	30402

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6725 E ARROYO RD, CAVE CREEK, AZ 85331-8245
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
May 24, 2023	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 5, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2015 · Amount on Record
Deed Sale	Dec 9, 2015 · Amount on Record
Prior Sale	Mar 25, 2010 · Amount on Record
Deed Document Number	2015871129
Prior Transfer Date	Oct 21, 2015
Prior Transfer Doc	0000871130
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	6725 E ARROYO RD, CAVE CREEK, AZ 85331-8245
Transaction Type	Mortgage
Record Updated	Mar 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6725 E ARROYO RD, CAVE CREEK, AZ 85331-8245

Mortgage

Document Number	0000268130
Date	May 24, 2023
Instrument	20230268130

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 3, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 5, 2021
Property Address	6725 E ARROYO RD, CAVE CREEK, AZ 85331-8245
Document Number	0001073795
Instrument Date	Sep 29, 2021
Instrument	20211073795
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6725 E ARROYO RD, CAVE CREEK, AZ 85331-8245

Mortgage

Document Number	0001073796
Date	Oct 5, 2021
Instrument	20211073796

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Cave Creek Town
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,800 (+37.48%)	$688,000 (+20.91%) Land $137,600 Building $550,400
2025	$1,923.00 (+6.24%)	$50,043 (-11.4%)	$569,000 (+0.74%) Land $113,800 Building $455,200
2024		$56,480	$564,800 Land $112,900 Building $451,900
2023	$1,810.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2005–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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