7020 E Arroyo Rd, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 7020 E Arroyo Rd, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,777 sqft · built 1991
Lot Size	2.13 acres (92,870 sqft)
Owner	Individual Name on Record
Last Sale	$1,062,000 (Dec 2022)
Tax Bill	$1,493 (2025)
Deeds & Mortgages	Dec 2022 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`216-13-015A`

Property Details

APN / Parcel Number

Primary APN	`216-13-015A`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,777 sqft Living Area
1st Floor Area	1,777 sqft

Exterior

Year Built	Built 1991
Exterior Material	Wood
Construction Type	Frame
Roof Material	Wood
Lot Area	92,870 sqft (2.13 acres)

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	7020 E ARROYO RD
City	CAVE CREEK
State	AZ
Zip	85331-8257
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-89
Legal Description	TH PT W2 SW4 NE4 SE4 SEC 22 DAF BEG SW COR SD W2 TH N 397.54F TH S 75D 4M E 99.98F TH S 132.49F TH E 232.02F TH S 239.75F TH
Legal Range	04E
Legal Township	06N
Legal Section	22
Legal Quarter	SE
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	2
Census Block	2028
Census Tract	30402

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1918, ISLAMORADA, FL 33036-1918
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2022 · Amount on Record
Deed Sale	Dec 5, 2022 · Amount on Record
Prior Sale	May 10, 2006
Deed Document Number	20220872463
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 5, 2022
Property Address	7020 E ARROYO RD, CAVE CREEK, AZ 85331-8257
Document Number	0000872463
Instrument Date	Dec 1, 2022
Instrument	20220872463
Transaction Type	Transfer
Record Updated	Dec 14, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1894 FOX MOUNTAIN RD, COLUMBUS, NC 28722-7759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1918, ISLAMORADA, FL 33036-1918
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7020 E ARROYO RD, CAVE CREEK, AZ 85331-8257
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7020 E ARROYO RD, CAVE CREEK, AZ 85331-8257

Mortgage

Document Number	0000791628
Date	Jul 21, 2021
Instrument	20210791628

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	7020 E ARROYO RD, CAVE CREEK, AZ 85331-8257
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7018 E ARROYO RD, CAVE CREEK, AZ 85331-8257

Mortgage

Document Number	0000447699
Date	Jun 14, 2019
Instrument	20190447699

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Cave Creek Town
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,600 (+5.49%)	$586,000 (+5.49%) Land $117,200 Building $468,800
2025	$1,493.00 (-20.25%)
2024		$55,550	$555,500 Land $111,100 Building $444,400
2022	$1,872.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2005–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 63% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAVE CREEK WATER private · serves 5,895 people · EPA ID AZ0407016
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

7020 E Arroyo Rd, Cave Creek, AZ 85331 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E Arroyo Rd

Nearby Streets

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