Anne Arundel County property record for 694 Genessee St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,356 sqft · built 1986 |
| Lot Size | 0.099 acres (4,294 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Apr 2004) |
| Tax Bill | $4,409 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-986-90035239 |
| Primary APN | 06-986-90035239 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 1,544 sqft |
| 1st Floor Area | 678 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,294 sqft (0.099 acres) |
| Porch | Enclosed Porch |
| Porch Area | 237 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 98690035239 |
|---|---|
| Street Address | 694 GENESSEE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2342 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 5B WINDMILLS OF ANNAPOLIS |
| Legal Subdivision | WINDMILLS OF ANNAPOLIS |
| Legal Block | 4 |
| Legal Lot Number | 5B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 706600 |
694 Genessee St, a townhouse, is owned and occupied by an individual who bought it in April 2004.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 694 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2004 · Amount on File |
| Deed Sale | Apr 29, 2004 · Amount on File |
| Prior Sale | Jun 8, 2000 · Amount on File |
| Deed Document Number | 20045588 |
| Deed Book / Page | 14737 / 280 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 694 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 694 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0391230077 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 39123/77 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 694 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | COVENANT TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 694 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0366280262 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 36628/262 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 694 GENESSEE ST, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0316460002 |
| Book / Page | 031646 / 000002 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 694 GENESSEE ST ANNAPOLIS MD 214012342, ANNAPOLIS, MD 21401-2342 |
| Document Number | 0316460002 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 031646/000002 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2047 |
The 2025 property tax bill for 694 Genessee St was $4,409 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,000 Land $210,800 Building $151,200 | $362,000 Land $210,800 Building $151,200 | |
| 2025 | $4,409.00 | ||
| 2023 | $4,262.00 Homeowner's exemption | $344,400 Land $230,800 Building $113,600 | $344,400 Land $230,800 Building $113,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 694 Genessee St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 694 Genessee St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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