Anne Arundel County property record for 695 Genessee St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,648 sqft · built 1985 |
| Lot Size | 0.099 acres (4,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Jun 1991) |
| Tax Bill | $4,234 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-986-90035258 |
| Primary APN | 06-986-90035258 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,648 sqft Living Area |
| 1st Floor Area | 674 sqft |
| Basement Area | 300 sqft |
| Finished Basement | 300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,305 sqft (0.099 acres) |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 98690035258 |
|---|---|
| Street Address | 695 GENESSEE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2319 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 16A WINDMILLS OF ANNAPOLIS |
| Legal Subdivision | WINDMILLS OF ANNAPOLIS |
| Legal Block | 4 |
| Legal Lot Number | 16A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 706600 |
695 Genessee St, a townhouse, is owned and occupied by an individual who bought it in June 1991.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 695 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Mar 9, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 20, 2018 | Deed of Trust, Mortgage · FHA Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 19, 1991 · Amount on File |
| Deed Sale | Jun 19, 1991 · Amount on File |
| Deed Book / Page | 5343 / 487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 695 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0402450429 |
|---|---|
| Date | Feb 16, 2024 |
| Book Page | 40245/429 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 9, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 695 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 695 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Number | 0363200168 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 36320/168 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 695 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | VENUS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0318540093 |
|---|---|
| Date | Feb 20, 2018 |
| Book Page | 31854/093 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2048 |
The 2025 property tax bill for 695 Genessee St was $4,234 with a homeowner's exemption, up 1.6% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $360,800 (+1.62%) Land $210,900 Building $149,900 | $360,800 (-) Land $210,900 Building $149,900 | |
| 2025 | $4,234.00 (+1.56%) Homeowner's exemption | $355,033 | $360,800 Land $210,900 Building $149,900 |
| 2024 | $4,169.00 (+1.81%) | ||
| 2023 | $4,095.00 Homeowner's exemption | $343,500 Land $230,900 Building $112,600 | $343,500 Land $230,900 Building $112,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 695 Genessee St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 695 Genessee St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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