Anne Arundel County property record for 689 Genessee St, Annapolis, MD 21401
| Property Type | Townhouse |
|---|---|
| Details | 3 ba · 1,982 sqft · built 1986 |
| Lot Size | 0.099 acres (4,318 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,500 (Jul 2018) |
| Tax Bill | $5,218 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-986-90035261 |
| Primary APN | 06-986-90035261 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,982 sqft Living Area |
| 1st Floor Area | 708 sqft |
| Basement Area | 566 sqft |
| Finished Basement | 566 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 4,318 sqft (0.099 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 98690035261 |
|---|---|
| Street Address | 689 GENESSEE ST |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21401-2319 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 17B WINDMILLS OF ANNAPOLIS |
| Legal Subdivision | WINDMILLS OF ANNAPOLIS |
| Legal Block | 4 |
| Legal Lot Number | 17B |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 706600 |
689 Genessee St, a townhouse, is owned and occupied by an individual who bought it in July 2018.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 689 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2020 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Jul 2, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2018 · Amount on File |
| Deed Sale | Jul 2, 2018 · Amount on File |
| Prior Sale | Sep 3, 2004 · Amount on File |
| Deed Book / Page | 32268 / 418 |
| Prior Transfer Date | Nov 30, 2016 |
| Prior Transfer Doc | 0304770113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 689 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Number | 0344980435 |
| Instrument Date | Mar 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2020 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 689 GENESSEE ST ANNAPOLIS MD 214012319, ANNAPOLIS, MD 21401-2319 |
| Document Number | 0344980435 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 034498/000435 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 2, 2018 |
| Property Address | 689 GENESSEE ST, ANNAPOLIS, MD 21401-2319 |
| Document Number | 0322680418 |
| Book / Page | 032268 / 000418 |
| Instrument Date | Jun 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2018 |
| Title Company | CHANCELLOR TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $332.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 689 GENESSEE ST ANNAPOLIS MD 214012319, ANNAPOLIS, MD 21401-2319 |
| Document Number | 322680424 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 032268/000424 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Municipality | Annapolis City |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $377,100 (+1.88%) Land $210,900 Building $166,200 | $377,100 (-) Land $210,900 Building $166,200 | |
| 2025 | $370,133 | $377,100 Land $210,900 Building $166,200 | |
| 2024 | $5,218.00 (+2.01%) | ||
| 2023 | $5,115.00 | $356,200 Land $230,900 Building $125,300 | $356,200 Land $230,900 Building $125,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 689 Genessee St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 689 Genessee St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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