698 Genessee St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 698 Genessee St, Annapolis, MD 21401

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,982 sqft · built 1986
Lot Size0.117 acres (5,090 sqft)
Owner2 Individual Names on Record
Last Sale$432,500 (Jul 2022)
Tax Bill$5,586 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-986-90035237

Property Details

APN / Parcel Number

Primary APN06-986-90035237
Alternative APNs
  • 698690035237
  • 98690035237

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,982 sqft Living Area
1st Floor Area708 sqft
Basement Area566 sqft
Finished Basement566 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,090 sqft (0.117 acres)
PorchOpen Porch
Porch Area40 sqft
Deck Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number98690035237
Street Address698 GENESSEE ST
CityANNAPOLIS
StateMD
Zip21401-2342
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 4B WINDMILLS OF ANNAPOLIS
Legal SubdivisionWINDMILLS OF ANNAPOLIS
Legal Block4
Legal Lot Number4B
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group4
Census Block4035
Census Tract706600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address113 GADWELL DR, CURRITUCK, NC 27929-9647
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 1, 2022Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Prior SaleAug 23, 2016 · Amount on Record
Deed Book / Page38899 / 416
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address698 GENESSEE ST, ANNAPOLIS, MD 21401-2342
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address698 GENESSEE ST, ANNAPOLIS, MD 21401-2342

Mortgage

Document Number0368150001
DateMay 19, 2021
Book Page36815/1
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2051

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 1, 2022
Property Address698 GENESSEE ST, ANNAPOLIS, MD 21401-2342
Document Number0388990416
Book / Page38899 / 416
Map ReferenceMB 85 FO 5
Instrument DateJun 24, 2022
Transaction TypeTransfer
Record UpdatedJul 20, 2022
Title CompanyNOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,487.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address113 GADWELL DR, CURRITUCK, NC 27929-9647

Mortgage

Document Number0038899421
DateJul 1, 2022
Instrument38899/421
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$410,300 (+17.56%) Land $213,200 Building $197,100$410,300 (+17.56%) Land $213,200 Building $197,100
2025$5,586.00 (+11.47%)
2023$5,011.00$349,000 Land $233,200 Building $115,800$349,000 Land $233,200 Building $115,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 92% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people · EPA ID MD0020001
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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