Hillsborough County property record for 6931 Towering Spruce Dr, Riverview, FL 33578
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,120 sqft · built 2007 |
| Lot Size | 0.025 acres (1,094 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $128,000 (Aug 2017) |
| Tax Bill | $4,269 (2025) |
| Deeds & Mortgages | May 2023 Transfer Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076151-1652 |
| Primary APN | 076151-1652 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,212 sqft |
| 1st Floor Area | 560 sqft |
| 2nd Floor Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,094 sqft (0.025 acres) |
| Porch | Open Porch |
| Porch Area | 67 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0761511652 |
|---|---|
| Street Address | 6931 TOWERING SPRUCE DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-8865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PD |
| Legal Description | OAK CREEK PARCEL 2 UNIT 2A LOT 2 BLOCK 60 |
| Legal Range | 20E |
| Legal Township | 30S |
| Legal Section | 18 |
| Legal Subdivision | OAK CREEK PARCEL 2 UNIT 2A |
| Legal Tract | 9CO |
| Legal Block | 60 |
| Legal Lot Number | 2 |
| Legal Unit | 2A |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | PALM RIVER-GIBSONTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 13702 |
6931 Towering Spruce Dr, a townhouse, is owned by two individuals who acquired it in May 2023.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 NW MADISON CIR N, SAINT PETERSBURG, FL 33702-7555 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Aug 6, 2020 | Deed of Trust, Mortgage · Conventional with PMI ALL WSTRN MTG |
| Aug 9, 2017 | Warranty Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 9, 2017 · Amount on File |
| Deed Sale | Aug 9, 2017 · Amount on File |
| Prior Sale | Jan 14, 2008 · Amount on File |
| Deed Document Number | 2017314069 |
| Deed Book / Page | 25152 / 1731 |
| Last Transfer Date | May 18, 2023 |
| Transfer Doc | 0000224133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 24, 2023 |
| Property Address | 6931 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000224133 |
| Map Reference | MB 113 PG 246 |
| Instrument Date | May 18, 2023 |
| Instrument | 2023224133 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 NW MADISON CIR N, ST PETERSBURG, FL 33702-7555 |
| Name | Verified Name |
|---|---|
| Address | 221 NW MADISON CIR N, ST PETERSBURG, FL 33702-7555 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 6931 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000342738 |
| Instrument Date | Aug 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 6931 TOWERING SPRUCE DR RIVERVIEW FL 335788865, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000342738 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 342738 |
| Name | ALL WSTRN MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAS VEGAS, NV 89113 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Aug 9, 2017 |
| Property Address | 6931 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000314069 |
| Book / Page | 25152 / 1731 |
| Map Reference | MB113 PG246 |
| Instrument Date | Aug 4, 2017 |
| Instrument | 2017314069 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $896.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 6931 TOWERING SPRUCE DR, RIVERVIEW, FL 33578-8865 |
| Document Number | 0000314070 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 2017314070 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 6931 Towering Spruce Dr was $4,269.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,015 (-8.9%) Land $15,954 Building $144,061 | $160,015 (-8.9%) Land $15,954 Building $144,061 | |
| 2025 | $4,269.00 | $175,655 Land $17,518 Building $158,137 | $175,655 Land $17,518 Building $158,137 |
| 2023 | $2,246.00 (+2.18%) Homeowner's exemption | $110,289 (+3%) | $169,104 (+9.81%) Land $16,866 Building $152,238 |
| 2022 | $2,198.00 Homeowner's exemption | $107,077 | $154,001 Land $15,355 Building $138,646 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6931 Towering Spruce Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 208 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 208 in force |
| Nearby Flood Claims | 27 (2008–2024) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6931 Towering Spruce Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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