693 Ridgewood Ln, Delano, MN 55328 Property Records

Wright County property record for 693 Ridgewood Ln, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,604 sqft · built 2004
Lot Size	0.405 acres (17,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,895 (Apr 2005)
Tax Bill	$5,592 (2026)
Deeds & Mortgages	Aug 2023 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-077-003020`

Property Details

APN / Parcel Number

Primary APN	`107-077-003020`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	1,604 sqft Living Area
1st Floor Area	1,604 sqft
Basement Area	864 sqft
Finished Basement	864 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,662 sqft (0.405 acres)
Garage Type	Attached
Garage Area	788 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	70 sqft
Deck Area	374 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	693 RIDGEWOOD LN
City	DELANO
State	MN
Zip	55328-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-118 RANGE-025 CLOVER SPRINGS 2ND ADDN LOT-002 BLOCK-003 OCK-003
Legal Range	025
Legal Township	118
Legal Section	11
Legal Subdivision	CLOVER SPRINGS 2ND ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	3
Census Block	3036
Census Tract	101002

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	693 RIDGEWOOD LN, DELANO, MN 55328-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Commercial Mortgage SPIRE CU
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2005 · Amount on Record
Deed Sale	Apr 13, 2005 · Amount on Record
Deed Document Number	200594649
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	693 RIDGEWOOD LN, DELANO, MN 55328-4508
Transaction Type	Mortgage
Record Updated	Oct 9, 2023
Title Company	US TITLE, CU TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1536876
Date	Aug 23, 2023
Instrument	A1536876

Lender

Name	SPIRE CU
Type	Credit Union
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Aug 15, 2030

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	693 RIDGEWOOD LN, DELANO, MN 55328-4508
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001410242
Date	Nov 6, 2019
Instrument	1410242

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,592.00 (+4.76%)	$495,700 (+3.66%) Land $76,000 Building $419,700	$495,700 (+3.66%) Land $76,000 Building $419,700
2025		$478,200 (+3.91%) Land $76,000 Building $402,200	$478,200 (+3.91%) Land $76,000 Building $402,200
2023	$5,338.00 (-2.06%)	$460,200 Land $73,500 Building $386,700	$460,200 Land $73,500 Building $386,700
2022	$5,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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