690 Ridgewood Ln, Delano, MN 55328 Property Records

Wright County property record for 690 Ridgewood Ln, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,018 sqft · built 2004
Lot Size	0.288 acres (12,585 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Dec 2011)
Tax Bill	$4,972 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`107-077-002010`

Property Details

APN / Parcel Number

Primary APN	`107-077-002010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,018 sqft Living Area
1st Floor Area	1,030 sqft
Basement Area	868 sqft
Finished Basement	868 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,585 sqft (0.288 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	88 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	690 RIDGEWOOD LN
City	DELANO
State	MN
Zip	55328-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-118 RANGE-025 CLOVER SPRINGS 2ND ADDN LOT-001 BLOCK-002 OCK-002
Legal Range	025
Legal Township	118
Legal Section	11
Legal Subdivision	CLOVER SPRINGS 2ND ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	3
Census Block	3034
Census Tract	101002

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	690 RIDGEWOOD LN, DELANO, MN 55328-4508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 13, 2020	Loan Modification, Mortgage · Line of Credit TRUSTONE FIN'L FCU
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit TRUSTONE FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2011 · Amount on Record
Deed Sale	Dec 5, 2011 · Amount on Record
Prior Sale	Oct 22, 2004 · Amount on Record
Deed Document Number	20116967
Prior Transfer Date	Oct 20, 2004
Prior Transfer Doc	0000092383
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	690 RIDGEWOOD LN, DELANO, MN 55328-4508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001437618
Date	Aug 20, 2020
Instrument	1437618

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WRIGHT MN
Property Address	690 RIDGEWOOD LN, DELANO, MN 55328-4508
Document Number	0001437620
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	NORTHLAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	690 RIDGEWOOD LN DELANO MN 553284508, DELANO, MN 55328-4508

Mortgage

Document Number	0001437620
Date	Aug 20, 2020
Instrument	1437620

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	690 RIDGEWOOD LN, DELANO, MN 55328-4508
Document Number	0001349684
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 2, 2020
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	690 RIDGEWOOD LN DELANO MN 553284508, DELANO, MN 55328-4508

Mortgage

Document Number	0001349684
Date	Aug 1, 2017
Instrument	1349684

Lender

Name	TRUSTONE FIN'L FCU
Type	Credit Union
Address	PLYMOUTH, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 31, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,972.00 (-6.44%)	$444,100 (+3.42%) Land $75,000 Building $369,100	$444,100 (+3.42%) Land $75,000 Building $369,100
2025		$429,400 (-4.51%) Land $75,000 Building $354,400	$429,400 (-4.51%) Land $75,000 Building $354,400
2023	$5,314.00 (+8.1%)	$449,700 Land $74,000 Building $375,700	$449,700 Land $74,000 Building $375,700
2022	$4,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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