642 Ridgewood Ln, Delano, MN 55328 Property Records

Wright County property record for 642 Ridgewood Ln, Delano, MN 55328

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 2,239 sqft · built 2004
Lot Size0.322 acres (14,044 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Apr 2014)
Tax Bill$5,564 (2026)
Deeds & MortgagesMar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN107-077-002080

Property Details

APN / Parcel Number

Primary APN107-077-002080

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,239 sqft Living Area
1st Floor Area1,438 sqft
Basement Area1,379 sqft
Finished Basement1,379 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialWood Shingle
Lot Area14,044 sqft (0.322 acres)
Garage TypeAttached
Garage Area770 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address642 RIDGEWOOD LN
CityDELANO
StateMN
Zip55328-4508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-11 TWP-118 RANGE-025 CLOVER SPRINGS 2ND ADDN LOT-008 BLOCK-002 OCK-002
Legal Range025
Legal Township118
Legal Section11
Legal SubdivisionCLOVER SPRINGS 2ND ADDN
Legal Block2
Legal Lot Number8
JurisdictionWRIGHT MN
Township / Civil DivisionDELANO
Census Block Group3
Census Block3034
Census Tract101002

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address642 RIDGEWOOD LN, DELANO, MN 55328-4508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 2014 · Amount on Record
Deed SaleApr 15, 2014 · Amount on Record
Prior SaleOct 19, 2004 · Amount on Record
Deed Document Number2014124377
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address642 RIDGEWOOD LN, DELANO, MN 55328-4508
Transaction TypeMortgage
Record UpdatedAug 16, 2022
Title CompanyBURNET TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001419847
DateMar 3, 2020
Instrument1419847
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressALBURNETT, IA 52202
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2040

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityDelano City
CountyWright County
Unified School DistrictDelano Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,564.00 (-1.83%)$481,200 (+1.09%) Land $74,000 Building $407,200$481,200 (+1.09%) Land $74,000 Building $407,200
2025$476,000 (-4.49%) Land $74,000 Building $402,000$476,000 (-4.49%) Land $74,000 Building $402,000
2023$5,668.00 (+5.04%)$498,400 Land $77,000 Building $421,400$498,400 Land $77,000 Building $421,400
2022$5,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDelano Municipal Utilities
serves 7,500 people · EPA ID MN1860007
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire, Verizon.

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