636 Ridgewood Ln, Delano, MN 55328 Property Records

Wright County property record for 636 Ridgewood Ln, Delano, MN 55328

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,142 sqft · built 2004
Lot Size	0.435 acres (18,983 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2026)
Tax Bill	$5,312 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`107-077-002090`

Property Details

APN / Parcel Number

Primary APN	`107-077-002090`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,142 sqft Living Area
1st Floor Area	1,422 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2006
Architectural Style	Modular
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,983 sqft (0.435 acres)
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	636 RIDGEWOOD LN
City	DELANO
State	MN
Zip	55328-4508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-11 TWP-118 RANGE-025 CLOVER SPRINGS 2ND ADDN LOT-009 BLOCK-002 OCK-002
Legal Range	025
Legal Township	118
Legal Section	11
Legal Subdivision	CLOVER SPRINGS 2ND ADDN
Legal Block	2
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	DELANO
Census Block Group	3
Census Block	3034
Census Tract	101002

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	636 RIDGEWOOD LN, DELANO, MN 55328-4508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit PROFINIUM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Jun 15, 2004 · Amount on Record
Deed Document Number	20261601453
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 29, 2026
Property Address	636 RIDGEWOOD LN, DELANO, MN 55328-4508
Document Number	0001601453
Instrument Date	Apr 20, 2026
Instrument	2026.1601453
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	GREAT NORTHERN TITLE, GREAT NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$158,317.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	636 RIDGEWOOD LN, DELANO, MN 55328-4508

Mortgage

Document Number	0001601454,
Date	Apr 29, 2026
Instrument	2026.1601454

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	636 RIDGEWOOD LN, DELANO, MN 55328-4508
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	636 RIDGEWOOD LN, DELANO, MN 55328-4508

Mortgage

Document Number	00A1587223
Date	Oct 10, 2025
Instrument	A1587223

Lender

Name	PROFINIUM FINANCIAL INC
Type	Funding / Finance Company
Address	FAIRMONT, MN 56031

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 25, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Delano City
County	Wright County
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,312.00 (-2.57%)	$471,400 (+3.35%) Land $79,000 Building $392,400	$471,400 (+3.35%) Land $79,000 Building $392,400
2025		$456,100 (-5.37%) Land $79,000 Building $377,100	$456,100 (-5.37%) Land $79,000 Building $377,100
2023	$5,452.00 (+2.6%)	$482,000 Land $77,000 Building $405,000	$482,000 Land $77,000 Building $405,000
2022	$5,314.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Delano Municipal Utilities serves 7,500 people · EPA ID MN1860007
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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