Spencer County property record for 692 Mitchell Ln, Mount Eden, KY 40046 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 8.81 acres (383,764 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | May 2019 Construction Loan Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-29-01-01 |
| Primary APN | 52-29-01-01 |
|---|---|
| Alternative APNs |
|
| Lot Area | 383,764 sqft (8.81 acres) |
|---|
| Account Number | 276871 |
|---|---|
| Street Address | 692 MITCHELL LN |
| City | MOUNT EDEN |
| State | KY |
| Zip | 40046-6016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 1/8.81 ACS |
| Legal Tract | 1 |
| Jurisdiction | SPENCER KY |
| Township / Civil Division | TAYLORSVILLE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 80200 |
Source: Spencer County records · APN 52-29-01-01
Assessment roll updated April 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 692 MITCHELL LN, MOUNT EDEN, KY 40046-6016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2019 | Deed of Trust, Mortgage · Construction Mortgage WESBANCO BANK INC |
| Jul 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER KY |
| Property Address | 692 MITCHELL LN, MOUNT EDEN, KY 40046-6016 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATTINGLY FORD TTL SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 000506/143 |
|---|---|
| Date | May 09, 2019 |
| Book Page | 506/143 |
| Instrument | 211688 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2034 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER KY |
| Property Address | 692 MITCHELL LN, MOUNT EDEN, KY 40046-6016 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 314/419 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 314/419 |
| Instrument | 224375 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
Source: Spencer County records · Assessment roll updated April 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Spencer County |
| Unified School District | Spencer County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 (-1.22%) | $209,000 (-) Land $44,000 Building $165,000 | $209,000 (-) |
| 2023 | $2,052.00 | $209,000 Land $44,000 Building $165,000 | $209,000 |
Source: FEMA National Flood Hazard Layer, Spencer County (21215C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212150802003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 6 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Bluegrass Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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