1387 Mitchell Ln, Mount Eden, KY 40046 Property Records

Spencer County property record for 1387 Mitchell Ln, Mount Eden, KY 40046

Property Summary

Property Type	Single Family Home
Lot Size	5.35 acres (233,046 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Feb 2023)
Tax Bill	$3,395 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Mar 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`52-30-07`

Property Details

APN / Parcel Number

Primary APN	`52-30-07`
Alternative APNs	`322351` `28154`

Exterior

Lot Area	233,046 sqft (5.35 acres)

Location & Zoning

Account Number	322351
Street Address	1387 MITCHELL LN
City	MOUNT EDEN
State	KY
Zip	40046-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAN BUREN HEIGHTS/LOT 7/5.35 ACS
Legal Subdivision	VAN BUREN HEIGHTS
Legal Lot Number	7
Jurisdiction	SPENCER KY
Township / Civil Division	TAYLORSVILLE
Census Block Group	3
Census Block	3002
Census Tract	80200

Owner

Source: Spencer County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1387 MITCHELL LN, MOUNT EDEN, KY 40046-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed, Transfer · Conventional Mortgage L&N FCU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Oct 5, 2017	Deed of Trust, Mortgage · Line of Credit CENTURY BANK OF KENTUCKY INC
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 17, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2023 · Amount on Record
Deed Sale	Feb 14, 2023 · Amount on Record
Prior Sale	Jan 23, 2023 · Amount on Record
Deed Document Number	2023232468
Deed Book / Page	327 / 3
Prior Transfer Date	Dec 7, 2018
Prior Transfer Doc	293/330
Record Updated	Jun 8, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER KY
Recording Date	Jan 23, 2023
Property Address	1387 MITCHELL LN, MOUNT EDEN, KY 40046-6014
Document Number	00D326/586
Book / Page	D326 / 586
Map Reference	CAB 5 SL 315
Instrument Date	Jan 17, 2023
Instrument	232254
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3018 VALLEY DR, LOUISVILLE, KY 40299-3138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	420 CANITHERS LANE, TAYLORSVILLE, KY 40071

Mortgage

Document Number	0000232256
Date	Jan 23, 2023
Instrument	232256

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2038
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	11.7%
Index	10-Year TN
Margin	2

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	1387 MITCHELL LN, MOUNT EDEN, KY 40046-6014
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	555/866
Date	Mar 2, 2021
Book Page	555/866
Instrument	222061

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	PITTSBURGH, PA 15220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2046

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	1387 MITCHELL LN, MOUNT EDEN, KY 40046-6014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	479/273
Date	Oct 5, 2017
Book Page	479/273
Instrument	204391

Lender

Name	CENTURY BANK OF KENTUCKY INC
Type	Bank
Address	LAWRENCEBURG, KY 40342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Sep 29, 2018

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER KY
Property Address	1387 MITCHELL LN, MOUNT EDEN, KY 40046-6014
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	520/17
Date	Dec 23, 2019
Book Page	520/17
Instrument	214831

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	364 Months
Due	Apr 1, 2050

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPENCER KY
Recording Date	Dec 17, 2018
Property Address	1387 MITCHELL LN, MOUNT EDEN, KY 40046-6014
Document Number	293/330
Book / Page	293 / 330
Map Reference	CAB5 SL315
Instrument Date	Dec 7, 2018
Instrument	209741
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1387 MITCHELL LN, MOUNT EDEN, KY 40046-6014

Mortgage

Document Number	209742
Date	Dec 17, 2018
Instrument	209742

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SPENCER KY
Recording Date	Feb 1, 2017
Property Address	1387 MITCHELL LN, MOUNT EDEN, KY 40046-6014
Document Number	279/372
Book / Page	279 / 372
Map Reference	CAB5 SL315
Instrument Date	Jan 27, 2017
Instrument	201374
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3208 FIVE OAKS PL, 3208, LOUISVILLE, KY 40207-4306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 LANTER LN, TAYLORSVILLE, KY 40071-7709

Tax Assessment & Valuation

Source: Spencer County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Spencer County
Unified School District	Spencer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,395.00 (+1.71%)	$350,000 (+2.94%) Land $50,000 Building $300,000	$350,000 (+2.94%)
2023	$3,338.00	$340,000 Land $25,000 Building $315,000	$340,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	US 60 WATER DISTRICT serves 7,892 people · EPA ID KY1060436
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mitchell Ln

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